Calculator

Step-Up SIP Calculator

See how increasing your SIP amount every year — in step with your income — turbocharges your wealth. Real NAV data, not assumptions.

Select Fund & Parameters

Mutual Fund

Initial Monthly SIP₹5,000

₹500₹2L

Annual Step-Up

Applied on the same month each year (SIP anniversary)

Start Month

Start Year

SIP Date10th

1st28th

Why Step-Up SIP?

As your income grows, increasing your SIP by 10–15% each year lets compounding work on a larger base — dramatically accelerating your wealth creation.

→ Matches your income growth cycle
→ Keeps lifestyle inflation in check
→ Significantly larger corpus vs flat SIP
→ Increment applied on your SIP anniversary

Step-Up Guide

Step-Up	Best for
10%	Salaried, stable income
15%	Growing professional
20%	Young, high growth phase