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Retirement Planning Calculator

Find out exactly how much SIP you need today to retire comfortably — accounting for inflation and your lifestyle expenses.

Your Retirement Parameters

30 yrs
2055
60 yrs
4575
₹50,000
₹10K₹5L
6% p.a.
3%10%
12% p.a.
6%20%
25 yrs
1535

₹12,893

Monthly SIP Needed

₹4,55,10,864

Retirement Corpus Required

₹46,41,448

Total You Will Invest

₹4,08,69,416

Estimated Gains

Your retirement is 30 years away. Today's ₹50K/month expenses will grow to ₹2,87,175/month by then at 6% inflation. Start a SIP of ₹12,893/month today to build the required corpus of ₹4,55,10,864.

Corpus Growth Over Time

Start Your Retirement SIP via MFU

Returns shown are estimated projections. Actual returns may vary. Mutual fund investments are subject to market risks. Past performance is not indicative of future results.

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Retirement Tips

  • Starting at 25 vs 35 can make a 3x difference in your final corpus
  • Factor in inflation — ₹50K today ≈ ₹1.6L in 30 years at 6% inflation
  • Diversify: equity for growth in early years, shift to debt as you near retirement
  • Review and rebalance your portfolio every 3–5 years
  • Step-up your SIP by 10–15% each year to beat lifestyle inflation