LIC MF UNIT LINKED INSURANCE SCHEME - Ten Years Single Premium · Regular · Growth
₹34.3809
₹0.87 (+2.59%)
NAV as of 08 Apr 2026
Today's NAV — all variants
Regular · Growth
₹₹34.3809
₹0.87 (+2.59%)
08 Apr 2026
AMFI: RTA-INF767K01972
Direct · Growth
₹₹38.5015
₹0.97 (+2.59%)
08 Apr 2026
AMFI: RTA-INF767K01DP6
Regular · IDCW
₹₹34.6277
₹0.06 (+0.16%)
05 Jun 2026
AMFI: 134846
Direct · IDCW
₹₹38.8444
₹0.06 (+0.17%)
05 Jun 2026
AMFI: 134875
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,64,500
Invested
₹4,29,157
Value today
6.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,234
Value today
4.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus would have been exhausted — fund volatility too high for this rate
₹10,00,000
Initial corpus
₹9,96,842
Withdrawn
₹0 (exhausted)
Corpus left
₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹19,47,269
Value today
+0.3%
vs lumpsum
STP beat direct lumpsum by 0.3% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,41,312
Value today
2.4×
Multiple
Staying invested through that crash turned ₹1L into ₹2,41,312 — a 2.4× return
Read: Staying invested through crashesFund Details
Risk Metrics
Trailing 1 year, annualised-0.97
Sharpe Ratio
—
Alpha
—
Beta
-0.94
Sortino
10.80%
Std Dev
-14.54%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Icici Bank Ltd. INE090A01021 | 7.96% |
7.18% Government Of India IN0020230077 | 4.77% |
Hdfc Bank Ltd. INE040A01034 | 4.37% |
7.41% Government Of India IN0020220102 | 3.67% |
7.63% State Government Of Maharashtra IN2220230204 | 3.56% |
Trent Ltd. INE849A01020 | 3.29% |
Ksb Ltd. INE999A01023 | 3.16% |
Bharat Electronics Ltd. INE263A01024 | 3.08% |
Infosys Ltd. INE009A01021 | 2.99% |
Titan Company Ltd. INE280A01028 | 2.96% |
Divi'S Laboratories Ltd. INE361B01024 | 2.77% |
Bajaj Finance Ltd. INE296A01032 | 2.74% |
Axis Bank Ltd. INE238A01034 | 2.50% |
Avenue Supermarts Ltd. INE192R01011 | 2.43% |
7.43% Jamnagar Utilities & Power Pvt. Ltd. ** INE936D07190 | 2.36% |
Manorama Industries Ltd. INE00VM01036 | 2.18% |
Bharti Airtel Ltd. INE397D01024 | 2.18% |
Srf Ltd. INE647A01010 | 2.04% |
Tata Consultancy Services Ltd. INE467B01029 | 1.86% |
Garware Hi-Tech Films Ltd. INE291A01017 | 1.74% |
Navin Fluorine International Ltd. INE048G01026 | 1.67% |
Vinati Organics Ltd. INE410B01037 | 1.64% |
Reliance Industries Ltd. INE002A01018 | 1.60% |
Alkem Laboratories Ltd. INE540L01014 | 1.54% |
Techno Electric & Engineering Co. Ltd. INE285K01026 | 1.51% |
Maruti Suzuki India Ltd. INE585B01010 | 1.49% |
State Bank Of India INE062A01020 | 1.49% |
Tata Consumer Products Ltd. INE192A01025 | 1.48% |
Bajaj Finserv Ltd. INE918I01026 | 1.35% |
Kotak Mahindra Bank Ltd. INE237A01036 | 1.35% |
8.0% Hdfc Bank Ltd. ** INE040A08807 | 1.25% |
Carborundum Universal Ltd. INE120A01034 | 1.22% |
Pidilite Industries Ltd. INE318A01026 | 1.22% |
7.1% Government Of India IN0020240019 | 1.18% |
7.37% Indian Railway Finance Corporation Ltd. ** INE053F08411 | 1.16% |
The Federal Bank Ltd. INE171A01029 | 1.11% |
Hindustan Unilever Ltd. INE030A01027 | 1.09% |
6.9% Government Of India IN0020250018 | 1.06% |
Godfrey Phillips India Ltd. INE260B01028 | 1.02% |
Transport Corporation Of India Ltd. INE688A01022 | 1.01% |
Creditaccess Grameen Ltd. INE741K01010 | 0.94% |
Bikaji Foods International Ltd. INE00E101023 | 0.84% |
7.19% State Government Of Tamil Nadu IN3120190225 | 0.84% |
Central Mine Planning & Design Inst Ltd. INE05HV01027 | 0.83% |
Sbi Cards & Payment Services Ltd. INE018E01016 | 0.76% |
Arvind Fashions Ltd. INE955V01021 | 0.73% |
Torrent Pharmaceuticals Ltd. INE685A01028 | 0.50% |
Artemis Medicare Services Ltd. INE025R01021 | 0.49% |
Schneider Electric Infrastructure Ltd. INE839M01018 | 0.48% |
| Security | % NAV |
|---|---|
Hdfc Bank Ltd. # INE040A16HF0 | 1.15% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
LIC MF UNIT LINKED INSURANCE SCHEME - Ten Years Single Premium · Regular · Growth by LIC Mutual Fund is a Other fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Other category.
About This Fund
LIC MF UNIT LINKED INSURANCE SCHEME - Ten Years Single Premium · Regular · Growth is a Other mutual fund offered by LIC Mutual Fund. The fund has been operational for over 27 years.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations