Tata Ultra Short Term Fund · Regular · Growth
NAV
₹15.2549
as of 30 Sept 2026
Expense Ratio
1.11%
AUM
₹5,449 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.07%
- 3Y
- +6.61%
- 5Y
- +5.91%
- Since Inception
- +5.65%
SIP returns (XIRR)
- 1Y
- +6.26%
- 3Y
- +6.46%
- 5Y
- +6.37%
- Since Inception
- +5.86%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,10,662 today — ₹4,15,000 invested, 6.0% XIRR.
₹4,15,000
Invested
₹5,10,662
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,45,047 today (5.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹9,39,810.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹1,42,440 today (1.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.02
Sharpe Ratio
—
Alpha
—
Beta
-0.02
Sortino
0.40%
Std Dev
-0.09%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1** 07.80 % Nabard - 15/03/20278.18%
- 2** - Hdfc Bank Ltd - Cd - 14/12/20267.56%
- 3** 07.59 % Rec Ltd - 31/05/20276.16%
- 4** - Indian Bank - Cd - 04/12/20265.30%
- 5** Treasury Bill 91 Days (08/10/2026)5.13%
- 6** - Small Indust Devlop Bank Of India - Cd - 27/08/20273.58%
- 7** - Yes Bank Ltd - Cd - 05/03/20273.35%
- 8** - Ujjivan Small Finance Bank Ltd - Cd - 18/03/2027 #3.33%
- 9** - Federal Bank Ltd - Cd - 09/06/20273.28%
- 10Irs - Sw2026041700000113.08%
What this fund does
Tata Ultra Short Term Fund · Regular · Growth by Tata Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
Tata Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by Tata Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹5,449 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 1.11%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations