MF
MFGenie.ai
Large CapregulargrowthVery High📊 BSE 100 TRI

UTI Large Cap Fund - Regular Plan - Growth Option

UTI Mutual Fund

#30 of 35 (1Y)

₹255.8170

3.45 (-1.33%)

NAV as of 29 May 2026

LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Today's NAV — all variants

Regular · Growth

₹₹255.8170

3.45 (-1.33%)

29 May 2026

AMFI: 100651

Direct · Growth

₹₹282.4098

3.80 (-1.33%)

29 May 2026

AMFI: 120656

Regular · IDCW

₹₹50.4097

0.68 (-1.33%)

29 May 2026

AMFI: 100650

Direct · IDCW

₹₹60.0241

0.81 (-1.33%)

29 May 2026

AMFI: 120657

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.45%
1 Month-2.78%
3 Months-6.72%
6 Months-8.89%
1 Year-4.19%
3 Years (CAGR)+9.52%
5 Years (CAGR)+9.03%
10 Years (CAGR)+11.70%
Since Inception (Jul 1993)+10.38%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-8.68%
3 Year SIP+2.35%
5 Year SIP+6.10%
Since Inception (Jul 1993)+10.56%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,97,000

Invested

₹15,68,774

Value today

11.1%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹25,927

Value today

10.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹19,70,000

Withdrawn

₹1,02,38,922

Corpus left

+₹1,12,08,922 net gain — withdrew ₹19,70,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹63,72,752

Value today

-59.0%

vs lumpsum

Direct lumpsum would have beaten STP by 59.0% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,99,786

Value today

3.0×

Multiple

Staying invested through that crash turned ₹1L into ₹2,99,786 — a 3.0× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,10,382

Regular plan

₹1,04,720

Direct earns ₹5,662 more on a ₹60K investment0.94% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseUTI Mutual Fund
CategoryLarge Cap
Plan Typeregular
Optiongrowth
AUM₹12,576 Cr
Expense Ratio1.75%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkBSE 100 TRI ✓
Launch Date01 Jul 1993
AMFI Code100651

Risk Metrics

Trailing 1 year, annualised

-0.58

Sharpe Ratio

-0.06

Alpha

0.43

Beta

-0.57

Sortino

13.16%

Std Dev

-15.56%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity49 holdings · 93.4%
Security% NAV

HDFC BANK LIMITED

INE040A01034

8.81%

ICICI BANK LTD

INE090A01021

7.96%

RELIANCE INDUSTRIES LTD.

INE002A01018

5.75%

INFOSYS LTD.

INE009A01021

5.31%

KOTAK MAHINDRA BANK LTD.

INE237A01036

4.43%

LARSEN & TOUBRO LTD.

INE018A01030

3.97%

BHARTI AIRTEL LTD.

INE397D01024

3.82%

BAJAJ FINANCE LTD.

INE296A01032

3.65%

AXIS BANK LTD.

INE238A01034

2.84%

ETERNAL LIMITED

INE758T01015

2.44%

ULTRATECH CEMENT LTD.

INE481G01011

2.03%

AVENUE SUPERMARTS LTD.

INE192R01011

1.95%

MAHINDRA & MAHINDRA LTD.

INE101A01026

1.79%

STATE BANK OF INDIA

INE062A01020

1.70%

TATA CONSULTANCY SERVICES LTD.

INE467B01029

1.57%

TITAN COMPANY LTD.

INE280A01028

1.56%

TATA CONSUMER PRODUCTS LTD

INE192A01025

1.54%

SUN PHARMACEUTICALS INDUSTRIES

INE044A01036

1.46%

MARUTI SUZUKI INDIA LTD.

INE585B01010

1.44%

HINDUSTAN AERONAUTICS LTD

INE066F01020

1.44%

OIL & NATURAL GAS CORPORATION

INE213A01029

1.33%

LTIMindtree Limited

INE214T01019

1.30%

GODREJ CONSUMER PRODUCTS LTD

INE102D01028

1.29%

ITC LTD.

INE154A01025

1.24%

LUPIN LTD.

INE326A01037

1.24%

ASIAN PAINTS (INDIA) LTD.

INE021A01026

1.23%

HDFC LIFE INSURANCE COMPANY LI

INE795G01014

1.23%

TECH MAHINDRA LTD.

INE669C01036

1.23%

JINDAL STAINLESS LTD.

INE220G01021

1.17%

COAL INDIA LTD.

INE522F01014

1.11%

TATA STEEL LTD.

INE081A01020

1.08%

TATA MOTORS PASSENGER VEHICLES LTD.

INE155A01022

1.07%

BAJAJ AUTO LTD.

INE917I01010

1.05%

INFO-EDGE (INDIA) LTD.

INE663F01032

0.96%

ASTRAL LTD.

INE006I01046

0.95%

METROPOLIS HEALTHCARE LTD

INE112L01020

0.92%

WIPRO LIMITED

INE075A01022

0.90%

VARUN BEVERAGES LTD

INE200M01039

0.87%

VEDANTA LTD

INE205A01025

0.84%

INDUSIND BANK

INE095A01012

0.82%

LG ELECTRONICS INDIA LTD

INE324D01010

0.82%

HAVELLS INDIA LTD.

INE176B01034

0.81%

JUBILANT FOODWORKS LTD.

INE797F01020

0.80%

DIXON TECHNOLOGIES (INDIA) LTD

INE935N01020

0.77%

SAMVARDHANA MOTHERSON INTL LTD

INE775A01035

0.71%

HCL TECHNOLOGIES LTD.

INE860A01027

0.61%

PB FINTECH LTD

INE417T01026

0.55%

TRENT LIMITED

INE849A01020

0.53%

METRO BRANDS LTD

INE317I01021

0.52%
Fund Units1 holding · 1.2%
Security% NAV

UNITS UTI LIQUID FUND

INF789F01XQ6

1.19%

Performance Comparison

Interested in This Fund?

Our experts will help you decide if this fund fits your goals.

+91

By submitting, you agree to our Privacy Policy. No spam, ever.

Investment Objective

UTI Large Cap Fund - Regular Plan - Growth Option aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. The fund seeks to provide investors with relatively stable equity returns through exposure to well-established businesses with proven track records.

About This Fund

UTI Large Cap Fund - Regular Plan - Growth Option is a Large Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 32 years. It manages assets worth ₹12,576 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 100 TRI. The current expense ratio is 1.75%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations