UTI Nifty 50 Index Fund - Regular Plan - Growth Option
₹162.4137
₹2.45 (-1.49%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹162.4137
₹2.45 (-1.49%)
29 May 2026
AMFI: 100822
Direct · Growth
₹₹164.8682
₹2.49 (-1.49%)
29 May 2026
AMFI: 120716
Regular · IDCW
₹₹81.8238
₹1.23 (-1.49%)
29 May 2026
AMFI: 100823
Direct · IDCW
₹₹83.0629
₹1.25 (-1.49%)
29 May 2026
AMFI: 120717
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 06 December 2019 onwards due to a structural change in the scheme on that date. Pre-2019 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,57,500
Invested
₹10,41,251
Value today
12.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹16,241
Value today
11.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,75,000
Withdrawn
₹58,28,856
Corpus left
+₹64,03,856 net gain — withdrew ₹15,75,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,18,03,564
Value today
+21.1%
vs lumpsum
STP beat direct lumpsum by 21.1% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,25,050
Value today
3.3×
Multiple
Staying invested through that crash turned ₹1L into ₹3,25,050 — a 3.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹57,008
Regular plan
₹99,305
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.43
Sharpe Ratio
—
Alpha
—
Beta
-0.43
Sortino
13.51%
Std Dev
-15.15%
Max Drawdown
Portfolio Strategy
This is a passively managed index fund that replicates its benchmark index by holding the same securities in the same proportion.
ETF, FoF, and index funds track an index or target fund — not individual securities. Portfolio performance is captured via NAV and benchmark returns shown above.
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Nifty 50 Index Fund - Regular Plan - Growth Option is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
UTI Nifty 50 Index Fund - Regular Plan - Growth Option is a Index Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹26,334 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 0.32%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations