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Child Education Planning Calculator

Education costs are rising at 8–10% per year in India. Find out how much SIP you need to start today to fund your child's future education.

Education Parameters

5 yrs
016
18 yrs
725
₹20L
₹1L₹50L
8% p.a.
5%15%
12% p.a.
6%20%

₹14,469

Monthly SIP Needed

₹54,39,247

Future Education Cost

₹22,57,122

Total You Will Invest

₹34,39,247

Extra Due to Inflation

Education costs are rising fast. Today's ₹20 Lakh education cost will become ₹54,39,247 in 13 years at 8% inflation. A SIP of ₹14,469/month started today can cover this entirely.

Education Corpus Growth

Start Education SIP via MFU

Returns shown are estimated projections. Actual returns may vary. Mutual fund investments are subject to market risks. Past performance is not indicative of future results.

Plan Your Child's Future

Our advisors will suggest the best funds for your child's education goal.

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Education Planning Tips

  • Education inflation in India averages 8–10% annually — higher than general inflation
  • Start when the child is born for maximum benefit of compounding
  • Use equity MFs in early years; gradually shift to debt as the goal approaches
  • Review your education corpus every 2 years and increase SIP if needed
  • Consider ELSS for tax savings in early years of investment