ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA REGULAR GROWTH
Aditya Birla Sun Life Mutual Fund
₹20.0400
₹0.20 (-0.99%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹20.0400
₹0.20 (-0.99%)
29 May 2026
AMFI: 146409
Direct · Growth
₹₹22.5600
₹0.22 (-0.97%)
29 May 2026
AMFI: 146407
Regular · IDCW
₹₹16.3600
₹0.16 (-0.97%)
29 May 2026
AMFI: 146405
Direct · IDCW
₹₹18.4000
₹0.18 (-0.97%)
29 May 2026
AMFI: 146408
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹43,500
Invested
₹63,561
Value today
10.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,004
Value today
10.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,35,000
Withdrawn
₹13,68,389
Corpus left
+₹8,03,389 net gain — withdrew ₹4,35,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹11,92,727
Value today
-0.8%
vs lumpsum
Direct lumpsum would have beaten STP by 0.8% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,71,545
Value today
2.7×
Multiple
Staying invested through that crash turned ₹1L into ₹2,71,545 — a 2.7× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 7 years
Expense ratio drag on your actual returns
Direct plan
₹65,508
Regular plan
₹61,634
Direct earns ₹3,874 more on a ₹42K investment — 1.32% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.27
Sharpe Ratio
—
Alpha
—
Beta
-0.25
Sortino
14.89%
Std Dev
-16.26%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI Bank Limited INE090A01021 | 6.00% |
Reliance Industries Limited INE002A01018 | 4.26% |
HDFC Bank Limited INE040A01034 | 4.21% |
Infosys Limited INE009A01021 | 3.31% |
Axis Bank Limited INE238A01034 | 3.01% |
Bharti Airtel Limited INE397D01024 | 2.86% |
Hindalco Industries Limited INE038A01020 | 2.46% |
Larsen & Toubro Limited INE018A01030 | 2.35% |
State Bank of India INE062A01020 | 2.18% |
MEESHO LTD INE0VDM01015 | 2.03% |
Shriram Finance Ltd INE721A01047 | 2.00% |
Tech Mahindra Limited INE669C01036 | 1.86% |
Mahindra & Mahindra Limited INE101A01026 | 1.82% |
Eternal Limited INE758T01015 | 1.70% |
WELSPUN CORP LIMITED INE191B01025 | 1.68% |
Emcure Pharmaceuticals Ltd INE168P01015 | 1.68% |
AU Small Finance Bank Limited INE949L01017 | 1.68% |
Rainbow Childrens Medicare Limited INE961O01016 | 1.61% |
Dabur India Limited INE016A01026 | 1.57% |
J.B. Chemicals & Pharmaceuticals Limited INE572A01036 | 1.51% |
Inventurus Knowledge Solutions Ltd INE115Q01022 | 1.50% |
UPL Limited INE628A01036 | 1.46% |
Varun Beverages Limited INE200M01039 | 1.40% |
Aurobindo Pharma Limited INE406A01037 | 1.38% |
V-Guard Industries Limited INE951I01027 | 1.36% |
Thermax Limited INE152A01029 | 1.34% |
Century Plyboards (India) Limited INE348B01021 | 1.34% |
Vedanta Limited INE205A01025 | 1.28% |
Ambuja Cements Limited INE079A01024 | 1.25% |
CESC Limited INE486A01021 | 1.24% |
Grasim Industries Limited INE047A01021 | 1.22% |
Max Financial Services Limited INE180A01020 | 1.21% |
Godrej Consumer Products Limited INE102D01028 | 1.18% |
Bharat Heavy Electricals Limited INE257A01026 | 1.18% |
Samvardhana Motherson International Limited INE775A01035 | 1.17% |
United Breweries Limited INE686F01025 | 1.16% |
Sumitomo Chemical India Limited INE258G01013 | 1.16% |
LTIMindtree Limited INE214T01019 | 1.15% |
Dixon Technologies (India) Limited INE935N01020 | 1.10% |
Mas Financial Services Limited INE348L01012 | 1.09% |
Jindal Steel & Power Limited INE749A01030 | 1.07% |
Bajaj Finance Limited INE296A01032 | 1.06% |
IndusInd Bank Limited INE095A01012 | 1.06% |
Kotak Mahindra Bank Limited INE237A01036 | 1.02% |
Bluestone Jewellery And Lifestyle Ltd INE304W01038 | 1.02% |
TIMKEN INDIA LTD INE325A01013 | 0.97% |
SAMHI Hotels Ltd INE08U801020 | 0.97% |
Aster DM Healthcare Limited INE914M01019 | 0.96% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 0.94% |
Thyrocare Technologies Limited INE594H01019 | 0.94% |
Performance Comparison
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Investment Objective
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA REGULAR GROWTH by Aditya Birla Sun Life Mutual Fund is a Other fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Other category.
About This Fund
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA REGULAR GROWTH is a Other mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,154 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.17%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations