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Aditya Birla Sun Life Liquid Fund - Growth

Aditya Birla Sun Life Mutual Fund

#19 of 56 (1Y)

₹444.3648

0.16 (+0.04%)

NAV as of 31 May 2026

Today's NAV — all variants

Regular · Growth

₹₹721.1120

0.26 (+0.04%)

31 May 2026

AMFI: 100042

Direct · Growth

₹₹450.2773

0.17 (+0.04%)

31 May 2026

AMFI: 119568

Regular · IDCW

₹₹108.0230

0.00 (+0.00%)

14 May 2026

AMFI: HIST_CAMS_INF209K01SN2

Direct · IDCW

₹₹144.0619

0.05 (+0.04%)

31 May 2026

AMFI: 119571

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.09%
1 Month+0.40%
3 Months+1.61%
6 Months+3.10%
1 Year+6.14%
3 Years (CAGR)+6.87%
5 Years (CAGR)+6.04%
10 Years (CAGR)+6.08%
Since Inception (Jul 1997)+20.09%

Returns calculated from 07 October 2011 onwards due to a structural change in the scheme on that date. Pre-2011 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+6.24%
3 Year SIP+6.69%
5 Year SIP+6.58%
Since Inception (Jul 1997)+19.00%

SIP since inception — what ₹30/month became

Real NAV backtest from day one

₹7,230

Invested

₹66,085

Value today

19.0%

XIRR (p.a.)

30/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹4,000

Value today

20.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,05,000

Withdrawn

₹2,89,84,050

Corpus left

+₹2,91,89,050 net gain — withdrew ₹12,05,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,40,333

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,40,333 — a 1.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹83,133

Regular plan

₹82,589

Direct earns ₹544 more on a ₹60K investment0.09% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseAditya Birla Sun Life Mutual Fund
CategoryLiquid
Plan Typeregular
Optiongrowth
Expense Ratio0.35%
Min SIP₹30
Min Lumpsum₹100
Launch Date16 Jul 1997
AMFI Code100047

Risk Metrics

Trailing 1 year, annualised

-15.65

Sharpe Ratio

Alpha

Beta

-13.22

Sortino

0.14%

Std Dev

0.00%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

91 DAYS T-BILL - 22MAY2026

IN002025X463

5.63%

91 DAYS T-BILL 14MAY2026

IN002025X455

5.23%

91 DAYS T-BILL 04JUN26

IN002025X489

4.61%

IndusInd Bank Limited (22/05/2026) ** #

INE095A166D1

3.39%

Punjab National Bank (17/06/2026) ** #

INE160A16UW4

2.86%

Canara Bank (08/05/2026) ** #

INE476A16G69

2.31%

Punjab & Sind Bank (19/05/2026) ** #

INE608A16SV8

2.30%

PNB Housing Finance Limited (17/06/2026) **

INE572E14KH9

2.23%

Government of India (12/04/2026)

IN0020210012

1.98%

Union Bank of India (26/05/2026) ** #

INE692A16KG0

1.90%

Government of India (17/04/2026)

IN0020230028

1.74%

RBL Bank Limited (14/05/2026) ** #

INE976G16OI2

1.73%

IDBI Bank Limited (05/06/2026) ** #

INE008A16Y80

1.72%

HDFC Bank Limited (05/06/2026) ** #

INE040A16IS1

1.66%

National Bank For Agriculture and Rural Development (09/06/2026) **

INE261F14OX5

1.66%

National Bank For Agriculture and Rural Development (12/06/2026) **

INE261F14OZ0

1.66%

HDFC Bank Limited (19/05/2026) #

INE040A16GW7

1.61%

IndusInd Bank Limited (04/06/2026) ** #

INE095A163C0

1.61%

National Bank For Agriculture and Rural Development (07/05/2026) **

INE261F14OP1

1.50%

RBL Bank Limited (13/05/2026) ** #

INE976G16OJ0

1.50%

Union Bank of India (01/06/2026) ** #

INE692A16KH8

1.32%

Canara Bank (26/05/2026) ** #

INE476A16E87

1.26%

IndusInd Bank Limited (28/05/2026) ** #

INE095A161C4

1.26%

IIFL Finance Limited (08/06/2026) **

INE530B14GU4

1.26%

Reliance Retail Ventures Limited (13/05/2026) **

INE929O14EQ4

1.15%

City Union Bank Limited (25/05/2026) ** #

INE491A16102

1.15%

Tata Capital Limited (08/06/2026) **

INE976I14QZ2

1.15%

City Union Bank Limited (09/06/2026) ** #

INE491A16110

1.15%

L&T Finance Ltd (09/06/2026) **

INE498L14EE2

1.15%

Export Import Bank of India (10/06/2026) **

INE514E14TH2

1.15%

JSW Energy Limited (17/06/2026) **

INE121E14458

1.14%

Tata Teleservices Maharashtra Limited (19/06/2026) **

INE517B14AI9

1.12%

Union Bank of India (15/05/2026) #

INE692A16KC9

1.09%

IIFL Finance Limited (19/06/2026) **

INE530B14GZ3

1.08%

IndusInd Bank Limited (25/05/2026) ** #

INE095A169B9

1.03%

IndInfravit Trust (03/06/2026) **

INE790Z14034

1.03%

Union Bank of India (20/05/2026) ** #

INE692A16KF2

0.98%

Reliance Retail Ventures Limited (14/05/2026) **

INE929O14ER2

0.92%

Motilal Oswal Financial Services Limited (13/05/2026) **

INE338I14LZ6

0.92%

Canara Bank (09/06/2026) ** #

INE476A16H76

0.92%

Motilal Oswal Financial Services Limited (04/06/2026) **

INE338I14LI2

0.92%

JSW Energy Limited (09/06/2026) **

INE121E14433

0.92%

Godrej Finance Ltd (19/06/2026) **

INE02KN14697

0.91%

Yes Bank Limited (15/05/2026) ** #

INE528G16X37

0.81%

Bank of Baroda (05/06/2026) #

INE028A16KR4

0.80%

Network 18 Media & Investments Limited (05/05/2026) **

INE870H14WO1

0.69%

Hero Fincorp Limited (25/05/2026) **

INE957N14JV6

0.69%

Hero Fincorp Limited (26/05/2026) **

INE957N14JW4

0.69%

IDFC First Bank Limited (09/06/2026) ** #

INE092T16YR1

0.69%

SBICAP Securities Limited (12/06/2026) **

INE212K14DQ5

0.69%

Performance Comparison

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Investment Objective

Aditya Birla Sun Life Liquid Fund - Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

Aditya Birla Sun Life Liquid Fund - Growth is a Liquid mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 28 years. The current expense ratio is 0.35%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations