Aditya Birla Sun Life Medium Term · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹43.7653
as of 30 Sept 2026
Expense Ratio
1.56%
AUM
₹3,126 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.88%
- 3Y
- +9.73%
- 5Y
- +11.83%
- Since Inception
- +8.79%
SIP returns (XIRR)
- 1Y
- +7.17%
- 3Y
- +9.40%
- 5Y
- +10.36%
- Since Inception
- +9.02%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,68,326 today — ₹5,95,000 invested, 9.5% XIRR.
₹5,95,000
Invested
₹9,68,326
Value today
9.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,21,248 today (8.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹12,44,155.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹2,03,109 today (2.03×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.01
Sharpe Ratio
—
Alpha
—
Beta
1.40
Sortino
2.02%
Std Dev
-0.65%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Realty0.92%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Government Of India (11/05/2036)12.94%
- 28.25% Bajaj Housing Finance Ltd. (27/05/2031)4.55%
- 37.27% National Bank For Agriculture And Rural Development (23/02/2029) **3.73%
- 46.66% National Bank For Agriculture And Rural Development (12/10/2028) **3.40%
- 59.25% Hinduja Leyland Finance Ltd. (09/07/2031)3.29%
- 68.66% Cholamandalam Investment & Finance Co. Ltd. (23/02/2033) **3.12%
- 79.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) **2.67%
- 85.00% Gmr Airports Ltd. (13/02/2027) **2.55%
- 9Jubilant Bevco Ltd. (31/05/2028) (Zcb) **2.49%
- 10Jtpm Metal Traders Ltd. (29/09/2028) (Zcb) **2.49%
Investment objective — in the AMC’s words
The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.
About This Fund
Aditya Birla Sun Life Medium Term · Regular · Growth is a Medium Term mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹3,126 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium Duration Debt A-III Index. The current expense ratio is 1.56%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations