Aditya Birla Sun Life Overnight Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹1480.2121
as of 28 Sept 2026
Expense Ratio
0.21%
AUM
₹9,695 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.14%
- 3Y
- +5.93%
- 5Y
- +5.61%
- Since Inception
- +5.08%
SIP returns (XIRR)
- 1Y
- +5.09%
- 3Y
- +5.60%
- 5Y
- +5.79%
- Since Inception
- +5.37%
What history actually did — last 7 years (Sept 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Sept 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,09,412 today — ₹4,20,000 invested, 5.5% XIRR.
₹4,20,000
Invested
₹5,09,412
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Sept 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,40,417 today (5.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2019 would still hold ₹8,94,755.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Sept 2019 – Sept 2026) (22 Mar 2020) would be ₹1,37,333 today (1.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-45.40
Sharpe Ratio
—
Alpha
—
Beta
-14.77
Sortino
0.06%
Std Dev
0.00%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH
- 1182 Day T-Bill 10.09.261.91%
- 2182 Day T-Bill 18.09.261.91%
Investment objective — in the AMC’s words
The objective of the scheme is to generate reasonable income through investments in debt securities, Money Market Instruments & Tri-party Repo having maturity of 1 day.
About This Fund
Aditya Birla Sun Life Overnight Fund · Regular · Growth is a Overnight mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹9,695 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Overnight Index. The current expense ratio is 0.21%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)
- •Investors looking to park surplus cash for very short periods