Aditya Birla Sun Life Retirement Fund - 30 s · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹21.8040
as of 17 Jun 2026
Expense Ratio
2.41%
AUM
₹416 Cr
Lumpsum returns (CAGR)
- 1Y
- +10.85%
- 3Y
- +16.49%
- 5Y
- +11.45%
- Since Inception
- +11.32%
SIP returns (XIRR)
- 1Y
- +15.83%
- 3Y
- +13.32%
- 5Y
- +13.41%
- Since Inception
- +13.20%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹67,834
Benchmark
₹64,868
+₹2,966 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹43,500
Invested
₹67,834
Value today
12.2%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,093
Value today
10.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,35,000
Withdrawn
₹14,14,863
Corpus left
+₹8,49,863 net gain — withdrew ₹4,35,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹12,83,624
Value today
+2.2%
vs lumpsum
STP beat direct lumpsum by 2.2% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,96,068
Value today
3.0×
Multiple
Staying invested through that crash turned ₹1L into ₹2,96,068 — a 3.0× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.24
Sharpe Ratio
+0.09
Alpha
0.48
Beta
0.23
Sortino
15.33%
Std Dev
-14.88%
Max Drawdown
Performance Comparison
Thinking about Aditya Birla Sun Life Retirement Fund - 30 s · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited3.74%
- 2Aditya Infotech Ltd2.70%
- 3Hdfc Bank Limited2.34%
- 4Ather Energy Ltd2.27%
- 5Kirloskar Oil Eng Ltd2.20%
- 6Hindalco Industries Limited2.18%
- 7Godrej Consumer Products Limited2.18%
- 8Sjs Enterprises Pvt Limited2.17%
- 9Jindal Steel & Power Limited2.14%
- 10Gmr Airport Ltd2.04%
Investment Objective
Aditya Birla Sun Life Retirement Fund - 30 s · Regular · Growth by Aditya Birla Sun Life Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Aditya Birla Sun Life Retirement Fund - 30 s · Regular · Growth is a Retirement Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹416 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.41%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations