Axis Banking and PSU Debt Fund · Regular · Growth
NAV
₹2809.1209
as of 13 Nov 2026
Expense Ratio
0.65%
AUM
₹12,130 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.01%
- 3Y
- +6.51%
- 5Y
- +5.87%
- Since Inception
- +7.42%
SIP returns (XIRR)
- 1Y
- +4.24%
- 3Y
- +5.79%
- 5Y
- +6.11%
- Since Inception
- +6.86%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,27,743 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,27,743
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,92,685 today (6.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,99,105.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,51,549 today (1.51×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.73
Sharpe Ratio
—
Alpha
—
Beta
-1.75
Sortino
1.14%
Std Dev
-0.62%
Max Drawdown
Performance Comparison
Related reading
Thinking about Axis Banking and PSU Debt Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 17.44% National Bank For Agriculture And Rural Development (24/02/2028)6.83%
- 2Export Import Bank Of India (12/03/2027)3.45%
- 37.7% Nuclear Power Corporation Of India Limited (21/03/2038) **3.35%
- 47.42% Power Finance Corporation Limited (15/04/2028) **3.29%
- 5Union Bank Of India (10/02/2027)3.26%
- 66.54% Tamilnadu State Development Loans (25/02/2029)2.69%
- 77.34% Small Industries Dev Bank Of India (26/02/2029) **2.15%
- 86.80% National Housing Bank (02/04/2032) **1.80%
- 9Tata Capital Limited (21/02/2029) (Frn) **1.67%
- 107.29% National Housing Bank (04/07/2031) **1.52%
What this fund does
Axis Banking and PSU Debt Fund · Regular · Growth by Axis Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Axis Banking and PSU Debt Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by Axis Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹12,130 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II. The current expense ratio is 0.65%.