Axis Banking and PSU Debt Fund · Regular · Growth
NAV
₹2794.5470
as of 31 Jul 2026
Expense Ratio
0.00%
AUM
₹12,401 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.09%
- 3Y
- +6.88%
- 5Y
- +5.94%
- Since Inception
- +7.53%
SIP returns (XIRR)
- 1Y
- +5.70%
- 3Y
- +6.69%
- 5Y
- +6.53%
- Since Inception
- +7.04%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,32,517 today — ₹5,95,000 invested, 6.6% XIRR.
₹5,95,000
Invested
₹8,32,517
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,96,131 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,28,797.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,50,763 today (1.51×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.21
Sharpe Ratio
—
Alpha
—
Beta
0.23
Sortino
1.14%
Std Dev
-0.56%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.44% National Bank For Agriculture And Rural Development (24/02/2028)3.84%
- 26.54% Tamilnadu State Development Loans (25/02/2029)3.46%
- 37.7% Nuclear Power Corporation Of India Limited (21/03/2038) **3.29%
- 47.42% Power Finance Corporation Limited (15/04/2028)3.23%
- 57.59% Rec Limited (31/05/2027)2.78%
- 67.64% Power Finance Corporation Limited (22/02/2033)2.44%
- 77.69% Rec Limited (31/03/2033)2.37%
- 8Bank Of Baroda (11/01/2027)2.16%
- 97.34% Small Industries Dev Bank Of India (26/02/2029)2.12%
- 106.68% Government Of India (07/07/2040)2.10%
Investment Objective
Axis Banking and PSU Debt Fund · Regular · Growth by Axis Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Axis Banking and PSU Debt Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by Axis Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹12,401 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations