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Gilt Fundregulargrowth📊 CRISIL DYNAMIC GILT INDEX

Axis Gilt Fund - Regular Plan - Growth Option

Axis Mutual Fund

#7 of 33 (1Y)

₹25.9963

0.01 (+0.04%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹25.9963

0.01 (+0.04%)

29 May 2026

AMFI: 116471

Direct · Growth

₹₹27.7969

0.01 (+0.05%)

29 May 2026

AMFI: 120447

Regular · IDCW

₹₹10.0088

0.00 (+0.04%)

29 May 2026

AMFI: 116470

Direct · IDCW

₹₹10.0150

0.00 (+0.05%)

29 May 2026

AMFI: 120449

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.05%
1 Month-0.52%
3 Months+0.00%
6 Months+0.60%
1 Year-0.07%
3 Years (CAGR)+6.21%
5 Years (CAGR)+5.28%
10 Years (CAGR)+6.76%
Since Inception (Jan 2012)+6.95%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.09%
3 Year SIP+5.09%
5 Year SIP+5.62%
Since Inception (Jan 2012)+6.71%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹86,000

Invested

₹1,42,726

Value today

6.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,627

Value today

7.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,60,000

Withdrawn

₹11,99,850

Corpus left

+₹10,59,850 net gain — withdrew ₹8,60,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,45,121

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,45,121 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹86,210

Regular plan

₹83,911

Direct earns ₹2,299 more on a ₹60K investment0.38% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseAxis Mutual Fund
CategoryGilt Fund
Plan Typeregular
Optiongrowth
AUM₹608 Cr
Expense Ratio0.83%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkCRISIL DYNAMIC GILT INDEX
Launch Date27 Jan 2012
AMFI Code116471

Risk Metrics

Trailing 1 year, annualised

-0.61

Sharpe Ratio

Alpha

Beta

-0.60

Sortino

3.35%

Std Dev

-3.06%

Max Drawdown

Portfolio Holdings

Top 23 holdings · as of Mar 2026

Debt3 holdings · 11.1%
Security% NAV

91 Days Tbill (MD 11/06/2026)

IN002025X497

5.53%

364 Days Tbill (MD 04/06/2026)

IN002025Z104

3.32%

182 Days Tbill (MD 11/06/2026)

IN002025Y370

2.21%
Other20 holdings · 80.6%
Security% NAV

6.9% Government of India (15/04/2065)

IN0020250018

18.06%

7.61% Government of India (09/05/2030)

IN0020160019

17.25%

7.86% Bihar State Development Loans (11/02/2039)

IN1320250278

7.83%

7.24% Government of India (18/08/2055)

IN0020250075

6.31%

7.44% Karnataka State Development Loans (25/02/2036)

IN1920250249

5.50%

7.53% Tamilnadu State Development Loans (28/01/2037)

IN3120250672

5.50%

7.34% Government of India (22/04/2064)

IN0020240035

5.29%

7.09% Government of India (05/08/2054)

IN0020240118

5.16%

7.49% Haryana State Development Loans (27/03/2035)

IN1620230426

3.27%

6.48% Government of India (06/10/2035)

IN0020250091

1.08%

7.46% Government of India (06/11/2073)

IN0020230127

1.07%

6.76% Maharashtra State Development Loans (23/04/2037)

IN2220250012

0.88%

7.43% Maharashtra State Development Loans (03/12/2040)

IN2220250392

0.69%

6.68% Government of India (07/07/2040)

IN0020250042

0.56%

7.39% Chhatisgarh State Development Loans (13/03/2033)

IN3520230241

0.52%

7.18% Government of India (14/08/2033)

IN0020230085

0.45%

7.05% Andhra Pradesh State Development Loans (01/09/2035)

IN1020210234

0.43%

7.09% Government of India (25/11/2074)

IN0020240142

0.29%

6.79% Government of India (07/10/2034)

IN0020240126

0.25%

6.33% Government of India (05/05/2035)

IN0020250026

0.21%

Performance Comparison

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Investment Objective

Axis Gilt Fund - Regular Plan - Growth Option invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.

About This Fund

Axis Gilt Fund - Regular Plan - Growth Option is a Gilt Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹608 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL DYNAMIC GILT INDEX. The current expense ratio is 0.83%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations