Nippon India Gilt Fund -Growth Plan - Growth Option
₹38.0257
₹0.05 (+0.13%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹38.0257
₹0.05 (+0.13%)
29 May 2026
AMFI: 109724
Direct · Growth
₹₹23.3680
₹0.03 (+0.13%)
29 May 2026
AMFI: 118674
Regular · IDCW
₹₹10.5459
₹0.01 (+0.13%)
29 May 2026
AMFI: 109723
Direct · IDCW
₹₹11.5769
₹0.02 (+0.13%)
29 May 2026
AMFI: 118670
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,06,500
Invested
₹1,96,198
Value today
6.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,803
Value today
7.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,65,000
Withdrawn
₹18,40,591
Corpus left
+₹19,05,591 net gain — withdrew ₹10,65,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,25,098
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,25,098 — a 1.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹53,799
Regular plan
₹72,658
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-1.04
Sharpe Ratio
—
Alpha
—
Beta
-0.99
Sortino
3.45%
Std Dev
-3.86%
Max Drawdown
Portfolio Holdings
Top 44 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.24% Government of India IN0020250075 | 19.78% |
7.34% Government of India IN0020240035 | 11.41% |
7.17% Government of India IN0020170174 | 8.43% |
7.06% Government of India IN0020230010 | 5.99% |
7.25% Government of India IN0020230044 | 5.82% |
182 Days Tbill IN002025Y503 | 5.77% |
6.8% Government of India IN0020200187 | 3.15% |
7.99% State Government Securities IN1020250636 | 2.98% |
91 Days Tbill IN002025X422 | 2.95% |
7.14% State Government Securities IN3520240034 | 2.88% |
7.41% Government of India IN0020220102 | 1.81% |
6.68% Government of India IN0020250133 | 1.75% |
6.79% Government of India IN0020240126 | 1.75% |
7.54% Government of India IN0020220029 | 1.52% |
7.26% Government of India IN0020220060 | 1.49% |
7.62% State Government Securities IN1020250305 | 1.46% |
7.1% State Government Securities IN2220200207 | 1.46% |
9.23% Government of India IN0020130079 | 1.03% |
7.17% State Government Securities IN3320240127 | 0.87% |
6.83% Government of India IN0020080050 | 0.86% |
6.68% Government of India IN0020250042 | 0.83% |
7.75% State Government Securities IN3120220113 | 0.60% |
6.89% State Government Securities IN3320210096 | 0.58% |
7.18% Government of India IN0020230077 | 0.57% |
7.16% Government of India IN0020200054 | 0.56% |
6.99% Government of India IN0020210194 | 0.55% |
7.73% Government of India IN0020150051 | 0.54% |
7.85% State Government Securities IN2020220025 | 0.30% |
7.27% Government of India IN0020190016 | 0.30% |
7.08% State Government Securities IN3320200295 | 0.29% |
8.24% Government of India IN0020060078 | 0.29% |
7.12% State Government Securities IN2220240401 | 0.28% |
7.71% State Government Securities IN1920230126 | 0.28% |
6.9% Government of India IN0020250018 | 0.26% |
8.33% Government of India IN0020060045 | 0.21% |
6.79% Government of India IN0020160118 | 0.17% |
7.72% State Government Securities IN2220220072 | 0.15% |
6.96% State Government Securities IN1620210147 | 0.13% |
6.68% Government of India IN0020170042 | 0.11% |
7.32% State Government Securities IN2920250205 | 0.11% |
7.61% Government of India IN0020160019 | 0.11% |
7.42% State Government Securities IN3120240012 | 0.09% |
6.64% Government of India IN0020210020 | 0.08% |
6.92% State Government Securities IN1320190227 | 0.05% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Nippon India Gilt Fund -Growth Plan - Growth Option invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Nippon India Gilt Fund -Growth Plan - Growth Option is a Gilt Fund mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹1,802 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY ALL DURATION G-SEC INDEX. The current expense ratio is 1.27%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations