Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansAxis Retirement Fund - Dynamic · Regular · Growth
NAV
₹20.1200
as of 13 Nov 2026
Expense Ratio
2.56%
AUM
₹282 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.25%
- 3Y
- +11.67%
- 5Y
- +6.68%
- Since Inception
- +10.66%
SIP returns (XIRR)
- 1Y
- +8.82%
- 3Y
- +5.66%
- 5Y
- +8.92%
- Since Inception
- +9.90%
What history actually did — last 6 years (Nov 2020 – Nov 2026)
A ₹5,000 monthly SIP for the last 6 years (Nov 2020 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,68,478 today — ₹3,60,000 invested, 8.9% XIRR.
₹3,60,000
Invested
₹4,68,478
Value today
8.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Nov 2020 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,88,920 today (11.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2020 would still hold ₹14,20,724.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,68,478 in this fund vs ₹4,72,738 in the benchmark — underperformance of ₹4,260.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Nov 2020 – Nov 2026) (4 Jun 2024) would be ₹1,17,868 today (1.18×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.33
Sharpe Ratio
-0.01
Alpha
0.81
Beta
-0.32
Sortino
11.37%
Std Dev
-14.08%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks16.53%
- Pharmaceuticals & Biotechnology5.28%
- Petroleum Products5.15%
- Finance4.99%
- Auto Components4.79%
- Healthcare Services4.07%
- Electrical Equipment3.92%
- IT - Software3.35%
- Telecom - Services3.30%
- Automobiles3.09%
- Consumer Durables2.67%
- Retailing2.48%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited5.39%
- 27.3% Government Of India (19/06/2053)5.36%
- 3Reliance Industries Limited5.15%
- 4Hdfc Bank Limited5.05%
- 5Bharti Airtel Limited2.86%
- 67.25% Government Of India (12/06/2063)2.80%
- 7Kotak Mahindra Bank Limited2.26%
- 8Mahindra & Mahindra Limited2.14%
- 9State Bank Of India2.12%
- 10Larsen & Toubro Limited2.02%
What this fund does
Axis Retirement Fund - Dynamic · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Dynamic · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹282 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 35+65 - AGGRESSIVE INDEX. The current expense ratio is 2.56%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach