Bandhan Credit Risk Fund · Regular · Growth
NAV
₹17.3532
as of 29 Sept 2026
Expense Ratio
1.67%
AUM
₹230 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.65%
- 3Y
- +6.19%
- 5Y
- +5.26%
- Since Inception
- +5.93%
SIP returns (XIRR)
- 1Y
- +4.76%
- 3Y
- +5.64%
- 5Y
- +5.74%
- Since Inception
- +5.73%
What history actually did — last 9 years (Oct 2017 – Sept 2026)
A ₹5,000 monthly SIP for the last 9 years (Oct 2017 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,92,754 today — ₹5,35,000 invested, 5.7% XIRR.
₹5,35,000
Invested
₹6,92,754
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 9 years (Oct 2017 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 9 years ago would be ₹1,64,994 today (5.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2017 would still hold ₹9,57,182.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 9 years (Oct 2017 – Sept 2026) (22 Mar 2020) would be ₹1,44,120 today (1.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.41
Sharpe Ratio
—
Alpha
—
Beta
-1.42
Sortino
1.06%
Std Dev
-0.49%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 18.35% Aditya Birla Real Estate Limited **8.96%
- 27.75% Power Finance Corporation Limited **8.95%
- 38.33% Tata Projects Limited **8.93%
- 47.99% Ceat Limited **8.93%
- 57.76% Aadhar Housing Finance Limited **8.81%
- 67.51% Tata Housing Development Company Limited **8.80%
- 77.9% Truhome Finance Limited **8.80%
- 87.99% Godrej Seeds & Genetics Limited **6.62%
- 97.85% Muthoot Finance Limited **6.57%
- 1010.7% Au Small Finance Bank Limited **4.67%
What this fund does
Bandhan Credit Risk Fund · Regular · Growth by Bandhan Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Bandhan Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 9 years. It manages assets worth ₹230 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Credit Risk Bond Index. The current expense ratio is 1.67%.