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Debt Index Tmifregulargrowth📊 Respective Underlying Index(SEBI default)

BANDHAN CRISIL IBX 90:10 SDL PLUS GILT APRIL 2032 INDEX FUND - REGULAR GROWTH

Bandhan Mutual Fund

#52 of 60 (1Y)

₹12.7689

0.03 (+0.22%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹12.7689

0.03 (+0.22%)

29 May 2026

AMFI: 150873

Direct · Growth

₹₹12.8468

0.03 (+0.22%)

29 May 2026

AMFI: 150871

Regular · IDCW

₹₹10.4606

0.02 (+0.22%)

29 May 2026

AMFI: 150874

Direct · IDCW

₹₹10.5222

0.02 (+0.22%)

29 May 2026

AMFI: 150872

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.55%
1 Month-0.71%
3 Months-0.25%
6 Months+0.24%
1 Year+1.41%
3 Years (CAGR)+6.57%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Nov 2022)+7.09%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.42%
3 Year SIP+5.83%
5 Year SIP
Since Inception (Nov 2022)+6.21%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹4,200

Invested

₹4,692

Value today

6.3%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,277

Value today

7.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹7,63,660

Value today

-0.3%

vs lumpsum

Direct lumpsum would have beaten STP by 0.3% — but STP reduced timing risk

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 3 years

Expense ratio drag on your actual returns

Direct plan

₹20,363

Regular plan

₹20,303

Direct earns ₹60 more on a ₹18K investment0.11% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseBandhan Mutual Fund
CategoryDebt Index Tmif
Plan Typeregular
Optiongrowth
AUM₹427 Cr
Expense Ratio0.28%
Min SIP₹100
Min Lumpsum₹1,000
BenchmarkRespective Underlying Index
Launch Date14 Nov 2022
AMFI Code150873

Risk Metrics

Trailing 1 year, annualised

-0.41

Sharpe Ratio

Alpha

Beta

-0.40

Sortino

2.53%

Std Dev

-2.27%

Max Drawdown

Portfolio Holdings

Top 33 holdings · as of Apr 2026

Security% NAV

6.54% GOI (MD 17/01/2032)

IN0020210244

12.95%

7.28% Uttar Pradesh SDL (MD 25/01/2032)

IN3320210229

11.73%

7.23% Tamilnadu SDL (MD 23/03/2032)

IN3120210478

7.28%

7.73% Maharashtra SDL (MD 29/03/2032)

IN2220220254

6.74%

7.72% Haryana SDL (MD 23/03/2032)

IN1620220468

5.99%

7.2% Odisha SDL (MD 05/03/2032)

IN2720240109

5.86%

7.63% Gujarat SDL (MD 25/01/2032)

IN1520220204

5.51%

7.3% Tamilnadu SDL (MD 30/03/2032)

IN3120210510

3.54%

7.26% Haryana SDL (MD 23/03/2032)

IN1620210204

3.52%

7.68% Karnataka SDL (MD 16/11/2031)

IN1920220010

2.97%

7.72% Maharashtra SDL (MD 23/03/2032)

IN2220220239

2.89%

7.14% Tamilnadu SDL (MD 02/03/2032)

IN3120210379

2.55%

7.68% Haryana SDL (MD 23/11/2031)

IN1620220278

2.40%

7.02% Tamilnadu SDL (MD 29/12/2031)

IN3120210288

2.34%

7.13% Haryana SDL (MD 05/01/2032)

IN1620210139

2.33%

7.09% Rajasthan SDL (MD 16/02/2032)

IN2920210498

2.33%

7.05% Madhya Pradesh SDL (MD 26/03/2032)

IN2120240279

1.86%

7.93% Karnataka SDL (MD 08/04/2031)

IN1920200020

1.22%

7.8% Andhra Pradesh SDL (MD 22/06/2031)

IN1020220217

1.21%

7.74% Andhra Pradesh SDL (MD 01/03/2032)

IN1020220688

1.20%

7.29% Gujarat SDL (MD 30/03/2032)

IN1520210239

1.18%

7.25% Gujarat SDL (MD 09/03/2032)

IN1520210221

1.17%

6.97% Tamilnadu SDL (MD 13/10/2031)

IN3120210213

1.17%

7.12% Gujarat SDL (MD 02/03/2032)

IN1520210213

1.17%

7.17% Kerala SDL (MD 02/03/2032)

IN2020210182

1.17%

6.1% GOI (MD 12/07/2031)

IN0020210095

1.06%

7.57% Gujarat SDL (MD 18/01/2032)

IN1520220196

0.72%

7.57% Gujarat SDL (MD 28/12/2031)

IN1520220188

0.59%

6.9% Andhra Pradesh SDL (MD 03/02/2032)

IN1020200557

0.46%

7.22% Rajasthan SDL (MD 16/03/2032)

IN2920210522

0.44%

6.84% Gujarat SDL (MD 24/03/2031)

IN1520200305

0.21%

7.19% Tamilnadu SDL (MD 16/03/2032)

IN3120210445

0.12%

7.24% Rajasthan SDL (MD 09/02/2032)

IN2920210480

0.12%

Performance Comparison

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Investment Objective

BANDHAN CRISIL IBX 90:10 SDL PLUS GILT APRIL 2032 INDEX FUND - REGULAR GROWTH is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.

About This Fund

BANDHAN CRISIL IBX 90:10 SDL PLUS GILT APRIL 2032 INDEX FUND - REGULAR GROWTH is a Debt Index Tmif mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹427 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Respective Underlying Index. The current expense ratio is 0.28%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Cost-conscious investors who prefer passive investing with low expense ratios
  • SIP investors who can benefit from rupee cost averaging during market fluctuations