NAV
₹200.6290
as of 29 Sept 2026
Expense Ratio
2.21%
AUM
₹7,269 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.39%
- 3Y
- +8.93%
- 5Y
- +8.42%
- Since Inception
- +15.35%
SIP returns (XIRR)
- 1Y
- -6.16%
- 3Y
- +2.42%
- 5Y
- +7.52%
- Since Inception
- +13.75%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,18,162 today — ₹6,00,000 invested, 10.3% XIRR.
₹6,00,000
Invested
₹10,18,162
Value today
10.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,57,019 today (9.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹15,52,028.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,18,162 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹1,19,031.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,13,630 today (3.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.36
Sharpe Ratio
-0.03
Alpha
0.24
Beta
-0.36
Sortino
12.08%
Std Dev
-14.06%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks24.25%
- IT - Software6.74%
- Insurance6.51%
- Automobiles5.51%
- Finance5.30%
- Petroleum Products5.27%
- Retailing5.04%
- Diversified FMCG4.07%
- Pharmaceuticals & Biotechnology3.70%
- Telecom - Services3.50%
- Consumer Durables3.34%
- Cement & Cement Products2.63%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited8.50%
- 2Icici Bank Limited8.00%
- 3Reliance Industries Limited5.27%
- 4Axis Bank Limited3.90%
- 5Kotak Mahindra Bank Limited3.85%
- 6Bharti Airtel Limited3.50%
- 7Infosys Limited3.47%
- 8Maruti Suzuki India Limited2.89%
- 9Itc Limited2.89%
- 10Tata Consultancy Services Limited2.71%
What this fund does
Bandhan Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
Bandhan Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹7,269 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500. The current expense ratio is 2.21%.