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Liquidregulargrowth📊 NIFTY Liquid Index A-I(SEBI default)

BANDHAN LIQUID Fund - Regular Plan - Growth

Bandhan Mutual Fund

#33 of 56 (1Y)

₹3328.4349

0.56 (+0.02%)

NAV as of 30 May 2026

Today's NAV — all variants

Regular · Growth

₹₹3328.4349

0.56 (+0.02%)

30 May 2026

AMFI: 108690

Direct · Growth

₹₹3365.2158

0.58 (+0.02%)

30 May 2026

AMFI: 118364

Regular · IDCW

₹₹1001.5461

1.11 (-0.11%)

30 May 2026

AMFI: 108691

Direct · IDCW

₹₹1007.7117

0.17 (+0.02%)

30 May 2026

AMFI: 118365

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.10%
1 Month+0.42%
3 Months+1.61%
6 Months+3.08%
1 Year+6.06%
3 Years (CAGR)+6.81%
5 Years (CAGR)+5.99%
10 Years (CAGR)+5.98%
Since Inception (Jul 2001)+38.20%

Returns calculated from 05 November 2011 onwards due to a structural change in the scheme on that date. Pre-2011 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+6.18%
3 Year SIP+6.62%
5 Year SIP+6.51%
Since Inception (Jul 2001)+35.92%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹21,500

Invested

₹9,47,989

Value today

35.9%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹33,277

Value today

38.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹10,75,000

Withdrawn

₹28,53,67,512

Corpus left

+₹28,54,42,512 net gain — withdrew ₹10,75,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,39,698

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,39,698 — a 1.4× return

Read: Staying invested through crashes

Fund Details

Fund HouseBandhan Mutual Fund
CategoryLiquid
Plan Typeregular
Optiongrowth
AUM₹17,025 Cr
Expense Ratio0.23%
Min SIP₹100
Min Lumpsum₹100
BenchmarkNIFTY Liquid Index A-I
Launch Date01 Jul 2001
AMFI Code108690

Risk Metrics

Trailing 1 year, annualised

-15.78

Sharpe Ratio

Alpha

Beta

-13.20

Sortino

0.14%

Std Dev

-0.01%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Security% NAV

Reliance Jio Infocomm Limited **

INE110L14UO8

4.31%

Union Bank of India **

INE692A16KH8

3.72%

HDFC Bank Limited **

INE040A16IY9

3.43%

Export Import Bank of India

INE514E14TF6

2.86%

National Bank For Agriculture and Rural Development **

INE261F14OZ0

2.86%

HDFC Bank Limited **

INE040A16HT1

2.86%

HDFC Bank Limited **

INE040A16IW3

2.86%

182 Days Tbill (MD 21/05/2026)

IN002025Y347

2.61%

91 Days Tbill (MD 04/06/2026)

IN002025X489

2.52%

182 Days Tbill (MD 14/05/2026)

IN002025Y339

2.30%

National Bank For Agriculture and Rural Development **

INE261F14OR7

2.30%

HDFC Bank Limited

INE040A16GW7

2.29%

National Bank For Agriculture and Rural Development

INE261F14OV9

2.29%

Export Import Bank of India **

INE514E16CL5

2.15%

Bank of Baroda

INE028A16JU0

2.14%

Union Bank of India **

INE692A16LI4

2.00%

91 Days Tbill (MD 07/05/2026)

IN002025X448

1.87%

Small Industries Dev Bank of India **

INE556F16BI1

1.86%

7.8% REC Limited

INE020B08ES7

1.76%

91 Days Tbill (MD 28/05/2026)

IN002025X471

1.76%

Mahindra & Mahindra Financial Services Limited **

INE774D14TJ0

1.72%

HDFC Securities Limited **

INE700G14ST9

1.72%

91 Days Tbill (MD 23/07/2026)

IN002026X032

1.71%

Kotak Securities Limited **

INE028E14VG1

1.57%

Sundaram Finance Limited **

INE660A07RF3

1.53%

ICICI Securities Limited **

INE763G14F19

1.44%

Reliance Industries Limited **

INE002A14LP6

1.43%

Godrej Consumer Products Limited **

INE102D14BW5

1.43%

National Bank For Agriculture and Rural Development **

INE261F14OX5

1.43%

Tata Steel Limited **

INE081A14GU0

1.43%

Mahindra & Mahindra Financial Services Limited **

INE774D14TM4

1.43%

L&T Finance Limited

INE498L14FN0

1.43%

Bajaj Finance Limited **

INE296A14F78

1.42%

182 Days Tbill (MD 17/07/2026)

IN002025Y412

1.42%

Indian Bank **

INE562A16QW9

1.42%

Small Industries Dev Bank of India **

INE556F16BH3

1.29%

Export Import Bank of India

INE514E14TG4

1.29%

Export Import Bank of India

INE514E14TE9

1.29%

Axis Bank Limited

INE238AD6AU5

1.28%

Union Bank of India **

INE692A16JQ1

1.28%

7.78% Bajaj Housing Finance Limited **

INE377Y07425

1.27%

Reliance Retail Ventures Limited **

INE929O14ET8

1.15%

Indian Bank **

INE562A16QK4

1.15%

ICICI Securities Limited **

INE763G14F01

1.15%

Reliance Industries Limited **

INE002A14LQ4

1.14%

Small Industries Dev Bank of India **

INE556F14MD4

1.14%

REC Limited

INE020B14698

1.14%

Axis Securities Limited **

INE110O14HU6

1.00%

National Bank For Agriculture and Rural Development **

INE261F14OT3

1.00%

Canara Bank

INE476A16F03

0.94%

Performance Comparison

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Investment Objective

BANDHAN LIQUID Fund - Regular Plan - Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

BANDHAN LIQUID Fund - Regular Plan - Growth is a Liquid mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹17,025 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.23%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations