Bandhan Ultra Short Term Fund · Regular · Growth
NAV
₹16.4231
as of 28 Sept 2026
Expense Ratio
0.49%
AUM
₹4,511 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.33%
- 3Y
- +6.94%
- 5Y
- +6.27%
- Since Inception
- +6.24%
SIP returns (XIRR)
- 1Y
- +6.43%
- 3Y
- +6.74%
- 5Y
- +6.71%
- Since Inception
- +6.22%
What history actually did — last 8 years (Sept 2018 – Sept 2026)
A ₹5,000 monthly SIP for the last 8 years (Sept 2018 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,17,424 today — ₹4,80,000 invested, 6.2% XIRR.
₹4,80,000
Invested
₹6,17,424
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Sept 2018 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,61,997 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2018 would still hold ₹10,02,547.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Sept 2018 – Sept 2026) (22 Mar 2020) would be ₹1,46,005 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.16
Sharpe Ratio
—
Alpha
—
Beta
0.19
Sortino
0.39%
Std Dev
-0.10%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Bank Of Baroda **5.26%
- 2National Bank For Agriculture And Rural Development **5.24%
- 38.1% Tata Capital Housing Finance Limited **4.68%
- 4Hdfc Bank Limited **4.66%
- 5Hdfc Bank Limited4.11%
- 6Icici Securities Limited **3.51%
- 77.79% Small Industries Dev Bank Of India **2.40%
- 8182 Days Tbill (Md 10/09/2026)2.39%
- 9Canara Bank **2.33%
- 107.66% Bajaj Housing Finance Limited **1.91%
What this fund does
Bandhan Ultra Short Term Fund · Regular · Growth by Bandhan Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
Bandhan Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹4,511 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Ultra Short Duration Debt Index. The current expense ratio is 0.49%.