BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN GROWTH
₹40.4800
₹0.47 (-1.15%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹40.4800
₹0.47 (-1.15%)
29 May 2026
AMFI: 139529
Direct · Growth
₹₹44.6300
₹0.52 (-1.15%)
29 May 2026
AMFI: 139527
Regular · IDCW
₹₹33.0500
₹0.38 (-1.14%)
29 May 2026
AMFI: 139528
Direct · IDCW
₹₹35.0900
₹0.40 (-1.13%)
29 May 2026
AMFI: 139530
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹59,000
Invested
₹1,38,430
Value today
16.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,095
Value today
15.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹5,90,000
Withdrawn
₹27,10,701
Corpus left
+₹23,00,701 net gain — withdrew ₹5,90,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹22,98,256
Value today
-6.5%
vs lumpsum
Direct lumpsum would have beaten STP by 6.5% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,29,696
Value today
4.3×
Multiple
Staying invested through that crash turned ₹1L into ₹4,29,696 — a 4.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 9 years
Expense ratio drag on your actual returns
Direct plan
₹1,28,401
Regular plan
₹1,20,977
Direct earns ₹7,424 more on a ₹54K investment — 1.53% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.11
Sharpe Ratio
—
Alpha
—
Beta
-0.10
Sortino
15.97%
Std Dev
-20.22%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Abbott India Limited INE358A01014 | 3.03% |
UNO Minda Limited INE405E01023 | 2.66% |
Lloyds Metals And Energy Limited INE281B01032 | 2.64% |
Abbott India Limited INE358A01014 | 2.58% |
Indian Bank INE562A01011 | 2.51% |
UNO Minda Limited INE405E01023 | 2.49% |
Glenmark Pharmaceuticals Limited INE935A01035 | 2.49% |
Aurobindo Pharma Limited INE406A01037 | 2.44% |
Glenmark Pharmaceuticals Limited INE935A01035 | 2.44% |
Indian Bank INE562A01011 | 2.33% |
Aurobindo Pharma Limited INE406A01037 | 2.25% |
Bharat Dynamics Limited INE171Z01026 | 2.23% |
Lloyds Metals And Energy Limited INE281B01032 | 2.20% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 2.11% |
Bank of Maharashtra INE457A01014 | 2.07% |
Bharat Dynamics Limited INE171Z01026 | 2.07% |
Eris Lifesciences Limited INE406M01024 | 2.05% |
Nippon Life India Asset Management Limited INE298J01013 | 2.05% |
JK Cement Limited INE823G01014 | 2.02% |
Jindal Stainless Limited INE220G01021 | 1.99% |
Max Financial Services Limited INE180A01020 | 1.98% |
Nippon Life India Asset Management Limited INE298J01013 | 1.88% |
Jindal Stainless Limited INE220G01021 | 1.86% |
National Aluminium Company Limited INE139A01034 | 1.83% |
Housing & Urban Development Corporation Limited INE031A01017 | 1.83% |
Max Financial Services Limited INE180A01020 | 1.82% |
JK Cement Limited INE823G01014 | 1.82% |
Eris Lifesciences Limited INE406M01024 | 1.81% |
Hindustan Copper Limited INE531E01026 | 1.74% |
HEG Limited INE545A01024 | 1.71% |
Shreeji Shipping Global Limited INE1B6101010 | 1.64% |
Sundaram Finance Limited INE660A01013 | 1.64% |
HEG Limited INE545A01024 | 1.63% |
KSH International Limited INE987S01020 | 1.63% |
Balrampur Chini Mills Limited INE119A01028 | 1.59% |
7.57% Indian Railway Finance Corporation Limited (18/04/2029) ** INE053F08353 | 1.56% |
7.40 % National Bank For Agriculture and Rural Development (29/04/2030) ** INE261F08EL3 | 1.55% |
Housing & Urban Development Corporation Limited INE031A01017 | 1.53% |
Shreeji Shipping Global Limited INE1B6101010 | 1.51% |
Hindustan Copper Limited INE531E01026 | 1.50% |
Coromandel International Limited INE169A01031 | 1.50% |
Steel Authority of India Limited INE114A01011 | 1.48% |
Sundaram Finance Limited INE660A01013 | 1.47% |
Balrampur Chini Mills Limited INE119A01028 | 1.45% |
Schaeffler India Limited INE513A01022 | 1.44% |
Bank of Maharashtra INE457A01014 | 1.44% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 1.42% |
Steel Authority of India Limited INE114A01011 | 1.41% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 1.41% |
| Security | % NAV |
|---|---|
Union Bank of India (24/07/2026) ** # INE692A16LX3 | 1.66% |
Performance Comparison
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Investment Objective
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN GROWTH aims to generate long-term capital appreciation with moderate income by investing 65-80% in equity and 20-35% in debt instruments. This asset allocation provides equity upside with a debt cushion during market downturns.
About This Fund
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN GROWTH is a Aggressive Hybrid mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 9 years. It manages assets worth ₹1,329 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 65:35 Index. The current expense ratio is 2.13%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations