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Conservative Hybrid📊 CRISIL Hybrid 85+15 Conservative Index(SEBI default)

Baroda BNP Paribas Conservative Hybrid Fund · Regular · Growth

Baroda BNP Paribas Mutual Fund

#7 of 19 (1Y)

NAV

₹46.0886

as of 16 Jun 2026

Expense Ratio

1.99%

AUM

₹814 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+3.37%
3Y
+7.44%
5Y
+6.48%
Since Inception
+7.29%

SIP returns (XIRR)

1Y
+4.04%
3Y
+5.87%
5Y
+6.63%
Since Inception
+7.23%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,30,500

Invested

₹3,03,791

Value today

7.2%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹4,568

Value today

7.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,05,000

Withdrawn

₹15,30,513

Corpus left

+₹18,35,513 net gain — withdrew ₹13,05,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹26,10,381

Value today

-4.8%

vs lumpsum

Direct lumpsum would have beaten STP by 4.8% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,63,058

Value today

1.6×

Multiple

Staying invested through that crash turned ₹1L into ₹1,63,058 — a 1.6× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.57

Sharpe Ratio

Alpha

Beta

-0.55

Sortino

3.99%

Std Dev

-3.46%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseBaroda BNP Paribas Mutual Fund
CategoryConservative Hybrid
BenchmarkCRISIL Hybrid 85+15 Conservative Index
Launch Date23 Sept 2004
AMFI Code150203
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹250
Exit LoadExit Load: W.e.f 13.02.2015 1% if redeemed / switched out within 6 months from the date of allotment of units Nil if redeemed / switched out after 6 months from the date of allotment of units

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Baroda BNP Paribas Conservative Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.

About This Fund

Baroda BNP Paribas Conservative Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by Baroda BNP Paribas Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹814 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 Conservative Index. The current expense ratio is 1.99%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations