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Liquidregulargrowth📊 NIFTY Liquid Index A-I(SEBI default)

Baroda BNP Paribas LIQUID FUND - Regular Plan - GROWTH OPTION

Baroda BNP Paribas Mutual Fund

#32 of 56 (1Y)

₹3168.9607

1.10 (+0.03%)

NAV as of 31 May 2026

Today's NAV — all variants

Regular · Growth

Discontinued / Inactive

29 Jun 2014

AMFI: HIST_KF_INF955L01AM8

Direct · Growth

₹₹3212.3929

1.13 (+0.04%)

31 May 2026

AMFI: 119415

Regular · IDCW

₹₹1001.0635

0.35 (+0.03%)

31 May 2026

AMFI: 111705

Direct · IDCW

₹₹1220.6034

0.43 (+0.04%)

31 May 2026

AMFI: 119416

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.10%
1 Month+0.43%
3 Months+1.60%
6 Months+3.09%
1 Year+6.07%
3 Years (CAGR)+6.81%
5 Years (CAGR)+6.03%
10 Years (CAGR)+6.06%
Since Inception (Sept 2004)+39.50%

Returns calculated from 26 May 2014 onwards due to a structural change in the scheme on that date. Pre-2014 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+6.20%
3 Year SIP+6.63%
5 Year SIP+6.53%
Since Inception (Sept 2004)+35.74%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,03,500

Invested

₹37,70,434

Value today

35.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹3,16,896

Value today

39.5%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹10,35,000

Withdrawn

₹27,91,91,733

Corpus left

+₹27,92,26,733 net gain — withdrew ₹10,35,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,40,005

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,40,005 — a 1.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹82,938

Regular plan

₹82,437

Direct earns ₹501 more on a ₹60K investment0.08% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseBaroda BNP Paribas Mutual Fund
CategoryLiquid
Plan Typeregular
Optiongrowth
AUM₹12,799 Cr
Expense Ratio2.34%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY Liquid Index A-I
Launch Date02 Sept 2004
AMFI Code111704

Risk Metrics

Trailing 1 year, annualised

-17.38

Sharpe Ratio

Alpha

Beta

-13.36

Sortino

0.13%

Std Dev

0.00%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Security% NAV

182 Days Tbill (MD 18/06/2026)

IN002025Y388

6.53%

REC Limited (10/06/2026) **

INE020B14698

6.02%

364 Days Tbill (MD 07/05/2026)

IN002025Z062

4.92%

REC Limited (10/06/2026)

INE020B14698

4.57%

Export Import Bank of India (28/05/2026) ** #

INE514E16CL5

3.73%

364 Days Tbill (MD 07/05/2026)

IN002025Z062

3.72%

182 Days Tbill (MD 30/04/2026)

IN002025Y313

2.89%

Indian Bank (06/05/2026) #

INE562A16OS2

2.89%

Punjab National Bank (07/05/2026) #

INE160A16UF9

2.88%

Tata Capital Housing Finance Limited (10/06/2026) **

INE033L14OD8

2.87%

Power Finance Corporation Limited (25/06/2026) **

INE134E14AY4

2.86%

Union Bank of India (19/06/2026) ** #

INE692A16LK0

2.86%

Export Import Bank of India (28/05/2026) ** #

INE514E16CL5

2.84%

National Bank For Agriculture and Rural Development (08/05/2026) **

INE261F14OR7

2.84%

HDFC Bank Limited (10/06/2026) ** #

INE040A16IW3

2.61%

Power Finance Corporation Limited (25/06/2026) **

INE134E14AY4

2.60%

182 Days Tbill (MD 21/05/2026)

IN002025Y347

2.58%

ICICI Securities Limited (05/05/2026) **

INE763G14F01

2.31%

Axis Bank Limited (06/05/2026) ** #

INE238AD6BZ2

2.31%

Canara Bank (15/05/2026) #

INE476A16E79

2.30%

AU Small Finance Bank Limited (29/05/2026) ** #

INE949L16DP7

2.30%

Reliance Retail Ventures Limited (20/05/2026) **

INE929O14ES0

2.30%

HDFC Securities Limited (14/05/2026) **

INE700G14SI2

2.30%

Punjab National Bank (09/06/2026) ** #

INE160A16US2

2.29%

Aditya Birla Housing Finance Limited (08/06/2026) **

INE831R14FS8

2.29%

Can Fin Homes Limited (05/06/2026) **

INE477A14EE9

2.29%

364 Days Tbill (MD 14/05/2026)

IN002025Z070

2.19%

Indian Bank (06/05/2026) ** #

INE562A16OS2

2.19%

Punjab National Bank (07/05/2026) ** #

INE160A16UF9

2.19%

Tata Capital Housing Finance Limited (10/06/2026) **

INE033L14OD8

2.18%

Union Bank of India (19/06/2026) ** #

INE692A16LK0

2.17%

NTPC Limited (19/06/2026) **

INE733E14CA9

2.17%

182 Days Tbill (MD 14/05/2026)

IN002025Y339

2.06%

Reliance Retail Ventures Limited (20/05/2026) **

INE929O14ES0

1.75%

Canara Bank (15/05/2026) #

INE476A16E79

1.75%

ICICI Securities Limited (05/05/2026) **

INE763G14F01

1.75%

Axis Bank Limited (06/05/2026) ** #

INE238AD6BZ2

1.75%

Mindspace Business Parks REIT (15/05/2026) **

INE0CCU14096

1.75%

HDFC Securities Limited (14/05/2026) **

INE700G14SI2

1.75%

Can Fin Homes Limited (05/06/2026) **

INE477A14EE9

1.74%

Punjab National Bank (09/06/2026) ** #

INE160A16US2

1.74%

Union Bank of India (25/06/2026) ** #

INE692A16JQ1

1.74%

Reliance Retail Ventures Limited (15/06/2026) **

INE929O14EX0

1.74%

Aditya Birla Capital Limited (24/06/2026) **

INE674K14CB0

1.74%

Aditya Birla Housing Finance Limited (08/06/2026) **

INE831R14FS8

1.74%

91 Days Tbill (MD 04/06/2026)

IN002025X489

1.73%

National Bank For Agriculture and Rural Development (14/05/2026) **

INE261F14OS5

1.73%

National Bank For Agriculture and Rural Development (08/05/2026)

INE261F14OR7

1.73%

Network18 Media & Investments Limited (04/05/2026) **

INE870H14WN3

1.73%

HDFC Bank Limited (10/06/2026) #

INE040A16IW3

1.72%

Performance Comparison

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Investment Objective

Baroda BNP Paribas LIQUID FUND - Regular Plan - GROWTH OPTION invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

Baroda BNP Paribas LIQUID FUND - Regular Plan - GROWTH OPTION is a Liquid mutual fund offered by Baroda BNP Paribas Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹12,799 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 2.34%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations