HDFC Business Cycle Fund · Regular · Growth
HDFC Mutual Fund · Managed by Rahul Baijal
NAV
₹15.1590
as of 31 Jul 2026
Expense Ratio
2.00%
AUM
₹2,594 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.41%
- 3Y
- +10.61%
- 5Y
- —
- Since Inception
- +12.02%
SIP returns (XIRR)
- 1Y
- +9.48%
- 3Y
- +7.57%
- 5Y
- —
- Since Inception
- +9.58%
What history actually did — last 3 years (Aug 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,93,366 today — ₹1,75,000 invested, 6.9% XIRR.
₹1,75,000
Invested
₹1,93,366
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,36,408 today (10.9% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,93,366 in this fund vs ₹1,93,253 in the benchmark — outperformance of ₹113.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Jul 2026) (3 Jun 2024) would be ₹1,10,966 today (1.11×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.09
Sharpe Ratio
+0.02
Alpha
0.30
Beta
0.10
Sortino
14.65%
Std Dev
-17.30%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Bharti Airtel Ltd.5.87%
- 2Eternal Limited5.35%
- 3Icici Bank Ltd.5.30%
- 4Kotak Mahindra Bank Limited4.89%
- 5Titan Company Ltd.4.19%
- 6Anthem Biosciences Limited3.81%
- 7Hdfc Bank Ltd.£3.57%
- 8Fortis Healthcare Limited3.35%
- 9Interglobe Aviation Ltd.3.30%
- 10Cholamandalam Investment & Finance Co. Ltd.2.97%
Investment Objective
HDFC Business Cycle Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HDFC Business Cycle Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹2,594 Cr, reflecting investor confidence in the fund's strategy. The fund is managed by Rahul Baijal. It benchmarks its performance against NIFTY 500 Index (TRI). The current expense ratio is 2.00%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations