HDFC Dynamic Debt Fund - Growth Option
₹90.6737
₹0.12 (+0.13%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
—
AMFI: H16
Direct · Growth
₹₹100.7068
₹0.14 (+0.14%)
29 May 2026
AMFI: 119075
Regular · IDCW
—
AMFI: H13
Direct · IDCW
₹₹21.1789
₹0.01 (+0.06%)
14 May 2026
AMFI: HIST_CAMS_INF179KA1Q87
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹34,900
Invested
₹1,09,063
Value today
7.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹907
Value today
7.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹17,45,000
Withdrawn
₹36,14,243
Corpus left
+₹43,59,243 net gain — withdrew ₹17,45,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,060
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,060 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹83,846
Regular plan
₹80,194
Direct earns ₹3,652 more on a ₹60K investment — 0.61% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.95
Sharpe Ratio
—
Alpha
—
Beta
-0.90
Sortino
2.72%
Std Dev
-2.77%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
7.34% GOI MAT 220464 IN0020240035 | 12.10% |
7.34% GOI MAT 220464 IN0020240035 | 11.77% |
7.18% GOI MAT 140833 IN0020230085 | 9.03% |
7.25% GOI MAT 120663 IN0020230044 | 8.82% |
7.18% GOI MAT 140833 IN0020230085 | 8.82% |
7.25% GOI MAT 120663 IN0020230044 | 8.62% |
Floating Rate GOI 2034 IN0020210137 | 7.72% |
6.9% GOI MAT 150465 IN0020250018 | 7.71% |
6.9% GOI MAT 150465 IN0020250018 | 7.44% |
7.3% GOI MAT 190653 IN0020230051 | 7.41% |
7.3% GOI MAT 190653 IN0020230051 | 7.16% |
REC Limited.^ INE020B08BJ2 | 4.38% |
Floating Rate GOI 2034 IN0020210137 | 4.37% |
REC Limited.^ INE020B08BJ2 | 4.33% |
National Bank for Agri & Rural Dev. INE261F08EM1 | 4.25% |
National Bank for Agri & Rural Dev. INE261F08EK5 | 4.24% |
7.18% GOI MAT 240737 IN0020230077 | 3.34% |
7.27% Gujarat SDL ISD 171225 MAT 171234^ IN1520250227 | 3.33% |
7.27% Gujarat SDL ISD 171225 MAT 171234^ IN1520250227 | 3.28% |
Pipeline Infrastructure Pvt. Ltd.^ INE01XX07034 | 2.57% |
Pipeline Infrastructure Pvt. Ltd.^ INE01XX07034 | 2.53% |
Indus Infra Trust INE0NHL23019 | 2.20% |
Indus Infra Trust INE0NHL23019 | 2.06% |
7.64% Gujarat SDL ISD 170124 MAT 170133^ IN1520230203 | 1.71% |
7.64% Gujarat SDL ISD 170124 MAT 170133^ IN1520230203 | 1.68% |
6.48% GOI MAT 061035 IN0020250091 | 1.64% |
7.24% GOI MAT 180855 IN0020250075 | 1.63% |
7.22% Madhya Pradesh SDL ISD 060825 Mat 060843^ IN2120250096 | 1.60% |
7.22% Madhya Pradesh SDL ISD 060825 Mat 060843^ IN2120250096 | 1.57% |
7.24% GOI MAT 180855 IN0020250075 | 1.57% |
7.22% Madhya Pradesh ISD 060825 MAT 060848^ IN2120250112 | 1.34% |
7.22% Madhya Pradesh ISD 060825 MAT 060848^ IN2120250112 | 1.30% |
RAAJMARG INFRA INVESTMENT TRUST INE2PB023011 | 1.29% |
RAAJMARG INFRA INVESTMENT TRUST INE2PB023011 | 1.26% |
POWERGRID Infrastructure Investment Trust INE0GGX23010 | 1.23% |
POWERGRID Infrastructure Investment Trust INE0GGX23010 | 1.17% |
7.64% % Gujarat SDL ISD 170124 Mat 170134^ IN1520230211 | 0.85% |
7.63% Gujarat SDL ISD 240124 Mat 240133^ IN1520230229 | 0.85% |
7.63% Gujarat SDL ISD 240124 Mat 240134^ IN1520230237 | 0.85% |
7.64% % Gujarat SDL ISD 170124 Mat 170134^ IN1520230211 | 0.84% |
7.48% Uttar Pradesh SDL ISD 200324 Mat 200336^ IN3320230318 | 0.84% |
7.63% Andhra Pradesh SDL ISD 030925 MAT 030937^ IN1020250313 | 0.84% |
7.63% Gujarat SDL ISD 240124 Mat 240134^ IN1520230237 | 0.84% |
7.63% Gujarat SDL ISD 240124 Mat 240133^ IN1520230229 | 0.84% |
7.72% Bihar SDL - MAT 250241^ IN1320250294 | 0.84% |
7.67% Haryana SDL MAT 250241 IN1620250366 | 0.84% |
7.24% Maharashtra ISD 201025 Mat 100934^ IN2220250301 | 0.83% |
7.20% Maharashtra SDL MAT 231036^ IN2220250343 | 0.82% |
7.48% Madhya Pradesh MAT 011045^ IN2120250187 | 0.82% |
7.24% Maharashtra ISD 201025 Mat 100934^ IN2220250301 | 0.82% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HDFC Dynamic Debt Fund - Growth Option by HDFC Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
HDFC Dynamic Debt Fund - Growth Option is a Dynamic Bond mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 29 years. It manages assets worth ₹643 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Composite Debt Index A-III. The current expense ratio is 1.41%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations