SBI Dynamic Bond Fund · Regular · Growth
NAV
₹37.3957
as of 14 Jul 2026
Expense Ratio
1.35%
AUM
₹4,173 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.39%
- 3Y
- +6.63%
- 5Y
- +6.06%
- Since Inception
- +6.02%
SIP returns (XIRR)
- 1Y
- +5.85%
- 3Y
- +6.23%
- 5Y
- +6.49%
- Since Inception
- +6.95%
Returns calculated from 13 January 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,37,381 today — ₹6,00,000 invested, 6.6% XIRR.
₹6,00,000
Invested
₹8,37,381
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,96,908 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹11,31,695.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,47,029 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.10
Sharpe Ratio
—
Alpha
—
Beta
-0.10
Sortino
1.94%
Std Dev
-1.78%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Treps20.66%
- 26.68% Cgl 204019.39%
- 3Union Bank Of India8.75%
- 4Hdfc Bank Ltd.8.75%
- 5Small Industries Development Bank Of India8.72%
- 67.66% State Government Of Kerala 20395.63%
- 7Summit Digitel Infrastructure Pvt. Ltd.4.09%
- 8Canara Bank3.76%
- 9National Bank For Agriculture And Rural Development3.74%
- 106.75% Cgl 20293.33%
Investment Objective
SBI Dynamic Bond Fund · Regular · Growth by SBI Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
SBI Dynamic Bond Fund · Regular · Growth is a Dynamic Bond mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹4,173 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL DYNAMIC BOND A-III INDEX. The current expense ratio is 1.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations