HDFC Gilt Fund · Regular · Growth
NAV
₹56.5490
as of 17 Jun 2026
Expense Ratio
0.93%
AUM
₹2,654 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.85%
- 3Y
- +6.03%
- 5Y
- +5.21%
- Since Inception
- +7.21%
SIP returns (XIRR)
- 1Y
- +3.15%
- 3Y
- +5.19%
- 5Y
- +5.59%
- Since Inception
- +6.64%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹29,900
Invested
₹73,503
Value today
6.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹563
Value today
7.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹14,95,000
Withdrawn
₹19,51,788
Corpus left
+₹24,46,788 net gain — withdrew ₹14,95,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,39,728
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,39,728 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.64
Sharpe Ratio
—
Alpha
—
Beta
-0.61
Sortino
3.14%
Std Dev
-3.08%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.9% Goi Mat 15046514.17%
- 27.34% Goi Mat 22046410.14%
- 37.3% Goi Mat 1906539.58%
- 47.18% Goi Mat 1408338.34%
- 57.26% Goi Mat 0602338.26%
- 67.61% Maharashtra Sdl Mat 110529^4.46%
- 76.48% Goi Mat 0610354.24%
- 87.18% Goi Mat 2407373.97%
- 97.25% Goi Mat 1206633.53%
- 107.27% Gujarat Sdl Isd 171225 Mat 171234^3.44%
Investment Objective
HDFC Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HDFC Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹2,654 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty All Duration G-Sec Index. The current expense ratio is 0.93%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations