HDFC Liquid Fund - Growth Plan
₹5408.1661
₹1.43 (+0.03%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹5408.1661
₹1.43 (+0.03%)
29 May 2026
AMFI: 100868
Direct · Growth
₹₹5471.0997
₹1.46 (+0.03%)
29 May 2026
AMFI: 119091
Regular · IDCW
₹₹1031.4050
₹0.11 (+0.01%)
14 May 2026
AMFI: HIST_CAMS_INF179KB1IE1
Direct · IDCW
₹₹1031.4130
₹0.11 (+0.01%)
14 May 2026
AMFI: HIST_CAMS_INF179KB1HW5
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 30 August 2015 onwards due to a structural change in the scheme on that date. Pre-2015 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹2,41,000
Invested
₹1,87,79,287
Value today
36.8%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,89,380
Value today
34.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹29,54,83,326
Corpus left
+₹29,56,88,326 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,39,711
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,39,711 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹82,640
Regular plan
₹82,219
Direct earns ₹421 more on a ₹60K investment — 0.07% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-14.96
Sharpe Ratio
—
Alpha
—
Beta
-13.19
Sortino
0.15%
Std Dev
0.00%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
91 Days TBILL ISD 150426 MAT 160726^ IN002026X024 | 5.23% |
91 Days TBill ISD 180326 Mat 190626^ IN002025X505 | 5.09% |
91 Days TBill Mat 280526^ IN002025X471 | 4.55% |
91 Days TBill Mat 280526 IN002025X471 | 4.44% |
91 Days TBill ISD 180326 Mat 190626 IN002025X505 | 3.79% |
91 Days TBILL ISD 050226 MAT 070526 IN002025X448 | 3.69% |
Bank of Baroda INE028A16JU0 | 3.65% |
Bank of India^ INE084A16FU1 | 3.64% |
National Bank for Agri & Rural Dev.^ INE261F14OS5 | 3.30% |
Union Bank of India INE692A16KR7 | 2.78% |
National Bank for Agri & Rural Dev.^ INE261F14OX5 | 2.74% |
91 Days TBILL ISD 050226 MAT 070526 IN002025X448 | 2.74% |
Punjab & Sind Bank^ INE608A16TD4 | 2.73% |
Union Bank of India^ INE692A16LL8 | 2.73% |
Axis Bank Ltd.^ INE238AD6CE5 | 2.73% |
Bank of Baroda INE028A16JU0 | 2.72% |
Bank of India^ INE084A16FU1 | 2.72% |
Power Finance Corporation Ltd.^ INE134E14AY4 | 2.37% |
5.63% GOI MAT 120426 IN0020210012 | 2.14% |
Union Bank of India^ INE692A16LL8 | 2.07% |
National Bank for Agri & Rural Dev.^ INE261F14OX5 | 2.04% |
Axis Bank Ltd.^ INE238AD6CE5 | 2.04% |
Punjab & Sind Bank^ INE608A16TD4 | 2.04% |
NTPC Limited^ INE733E14BY1 | 2.03% |
L&T Metro Rail (Hyderabad) Ltd^ INE128M14BC3 | 1.94% |
Indusind Bank Ltd.^ INE095A163D8 | 1.84% |
Bank of India INE084A16FN6 | 1.84% |
Punjab National Bank^ INE160A16UU8 | 1.83% |
Bank of Baroda^ INE028A16LY8 | 1.82% |
Small Industries Development Bank^ INE556F14MF9 | 1.82% |
National Bank for Agri & Rural Dev.^ INE261F14PA0 | 1.82% |
Power Finance Corporation Ltd.^ INE134E14AY4 | 1.77% |
Union Bank of India^ INE692A16LX3 | 1.76% |
Reliance Retail ventures Ltd.^ INE929O14EY8 | 1.70% |
Bank of India^ INE084A16FV9 | 1.70% |
National Bank for Agri & Rural Dev. INE261F14OS5 | 1.51% |
L&T Metro Rail (Hyderabad) Ltd^ INE128M14BC3 | 1.45% |
IDBI Bank Limited^ INE008A162A2 | 1.38% |
Mahindra & Mahindra Financial Services Ltd.^ INE774D14TP7 | 1.37% |
L&T Finance Ltd.^ INE498L14FN0 | 1.37% |
Bharat Petroleum Corporation Ltd. INE029A14BT2 | 1.37% |
Poonawalla Fincorp Ltd^ INE511C14ZM9 | 1.37% |
Indusind Bank Ltd.^ INE095A163D8 | 1.37% |
Bank of India^ INE084A16FN6 | 1.37% |
Small Industries Development Bank^ INE556F14MF9 | 1.36% |
ICICI Securities Ltd^ INE763G14H33 | 1.35% |
Punjab National Bank^ INE160A16UU8 | 1.29% |
Indusind Bank Ltd.^ INE095A168D7 | 1.27% |
Bajaj Finance Ltd.^ INE296A14F86 | 1.21% |
AXIS Securities Limited^ INE110O14HI1 | 1.20% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HDFC Liquid Fund - Growth Plan invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
HDFC Liquid Fund - Growth Plan is a Liquid mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹66,103 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.31%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations