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Sectoral / Thematicregulargrowth📊 NIFTY 500 TRI(SEBI default)

HSBC Business Cycles Fund - Regular Growth

HSBC Mutual Fund

#141 of 213 (1Y)

₹41.3421

0.69 (-1.64%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹41.3421

0.69 (-1.64%)

29 May 2026

AMFI: 151144

Direct · Growth

₹₹45.9668

0.76 (-1.63%)

29 May 2026

AMFI: 151142

Regular · IDCW

₹₹23.9599

0.40 (-1.64%)

29 May 2026

AMFI: 151143

Direct · IDCW

₹₹26.4946

0.44 (-1.63%)

29 May 2026

AMFI: 151145

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.59%
1 Month-1.22%
3 Months+0.63%
6 Months-1.70%
1 Year-0.33%
3 Years (CAGR)+17.22%
5 Years (CAGR)+16.20%
10 Years (CAGR)+14.13%
Since Inception (Jul 2014)+12.87%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+0.37%
3 Year SIP+8.58%
5 Year SIP+13.77%
Since Inception (Jul 2014)+13.60%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹70,500

Invested

₹1,63,318

Value today

13.5%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹20,671

Value today

12.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,05,000

Withdrawn

₹25,01,034

Corpus left

+₹22,06,034 net gain — withdrew ₹7,05,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹21,62,579

Value today

-12.8%

vs lumpsum

Direct lumpsum would have beaten STP by 12.8% — but STP reduced timing risk

Model your own STP with real NAV

Beat the benchmark — ₹500/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹1,63,318

Benchmark

₹1,61,703

+₹1,615 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹4,18,739

Value today

4.2×

Multiple

Staying invested through that crash turned ₹1L into ₹4,18,739 — a 4.2× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,35,961

Regular plan

₹1,27,654

Direct earns ₹8,307 more on a ₹60K investment1.38% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseHSBC Mutual Fund
CategorySectoral / Thematic
Plan Typeregular
Optiongrowth
AUM₹1,084 Cr
Expense Ratio2.21%
Min SIP₹500
Min Lumpsum₹5,000
BenchmarkNIFTY 500 TRI ✓
Launch Date30 Jul 2014
AMFI Code151144

Risk Metrics

Trailing 1 year, annualised

-0.41

Sharpe Ratio

-0.05

Alpha

0.59

Beta

-0.40

Sortino

19.05%

Std Dev

-23.60%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Security% NAV

ICICI Bank Limited

INE090A01021

5.22%

Reliance Industries Limited

INE002A01018

5.00%

HDFC Bank Limited

INE040A01034

3.31%

Mtar Technologies Limited

INE864I01014

3.31%

Multi Commodity Exchange of India Ltd.

INE745G01043

3.26%

Bharat Electronics Limited

INE263A01024

2.53%

ICICI Prudential AMC Ltd

INE346A01027

2.44%

Hindalco Industries Limited

INE038A01020

2.44%

Hindustan Aeronautics Limited

INE066F01020

2.41%

Power Finance Corporation Limited

INE134E01011

2.35%

Larsen & Toubro Limited

INE018A01030

2.32%

GE Vernova T&D India Limited

INE200A01026

2.29%

AHLUWALIA CONTRACTS (INDIA) LTD

INE758C01029

2.13%

State Bank of India

INE062A01020

2.13%

RBL Bank Limited

INE976G01028

2.08%

UltraTech Cement Limited

INE481G01011

1.98%

Eternal Limited

INE758T01015

1.92%

Kotak Mahindra Bank Limited

INE237A01036

1.84%

PNB Housing Finance Limited

INE572E01012

1.77%

PB Fintech Limited

INE417T01026

1.73%

InterGlobe Aviation Limited

INE646L01027

1.68%

TVS Motor Company Limited

INE494B01023

1.52%

SWIGGY LIMITED

INE00H001014

1.50%

PARADEEP PHOSPHATES LIMITED

INE088F01024

1.46%

ABB India Limited

INE117A01022

1.42%

Amber Enterprises India Limited

INE371P01015

1.40%

Canara Robeco Mutual Fund

INE218I01013

1.39%

Motilal Oswal Financial Services

INE338I01027

1.39%

Time Technoplast Limited

INE508G01029

1.38%

BLUE STAR LTD

INE472A01039

1.36%

ELECTRONICS MART INDIA LIMITED

INE02YR01019

1.35%

Nippon Life India Asset Management Ltd

INE298J01013

1.32%

Piramal Finance Ltd

INE202B01038

1.30%

Tata Steel Limited

INE081A01020

1.29%

POWER MECH PROJECTS LIMITED

INE211R01019

1.15%

Prudent Corporate Advisory Services Ltd

INE00F201020

1.11%

Titan Company Limited

INE280A01028

1.11%

Gokaldas Exports Limited

INE887G01027

1.08%

TITAGARH RAIL SYSTEMS LIMITED

INE615H01020

1.08%

Sobha Limited

INE671H01015

1.03%

Jyoti Cnc Automation Ltd

INE980O01024

1.01%

Gujarat Fluorochemicals Limited

INE09N301011

0.99%

INDIAN HUME PIPE COMPANY LIMITED

INE323C01030

0.95%

MOLD-TEK PAKAGING LIMITED

INE893J01029

0.90%

Tata Motors Commercial Vehicles Limited

INE1TAE01010

0.89%

Wakefit Innovations Limited

INE0E7301029

0.88%

APL Apollo Tubes Limited

INE702C01027

0.83%

Epigral Limited

INE071N01016

0.81%

Pine Labs Limited

INE15B701018

0.79%

KEC International Limited

INE389H01022

0.78%

Performance Comparison

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Investment Objective

HSBC Business Cycles Fund - Regular Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

HSBC Business Cycles Fund - Regular Growth is a Sectoral / Thematic mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹1,084 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.21%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations