HSBC Gilt Fund · Regular · Growth
NAV
₹66.5234
as of 13 Nov 2026
Expense Ratio
1.60%
AUM
₹158 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.03%
- 3Y
- +4.61%
- 5Y
- +3.92%
- Since Inception
- +7.38%
SIP returns (XIRR)
- 1Y
- +1.78%
- 3Y
- +2.70%
- 5Y
- +3.84%
- Since Inception
- +6.53%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,53,839 today — ₹6,00,000 invested, 4.5% XIRR.
₹6,00,000
Invested
₹7,53,839
Value today
4.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,58,873 today (4.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹8,34,893.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,33,899 today (1.34×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-2.01
Sharpe Ratio
—
Alpha
—
Beta
-1.90
Sortino
3.39%
Std Dev
-4.48%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1364 Days Treasury Bill 10-Dec-202632.50%
- 26.9% Goi 15-Apr-206515.86%
- 37.24% Goi 18-Aug-205513.30%
- 47.72% Maharashtra Sdl - 23-Mar-20326.62%
- 56.8% Tamil Nadu Sdl - 02-Jul-20354.70%
- 67.71% Goi 18-May-20664.39%
- 77.16% Karnataka Sdl - 08-Jan-20303.32%
- 87.59% Gujarat Sdl - 27-Aug-20410.50%
- 97.09% Goi 25-Nov-20740.12%
What this fund does
HSBC Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HSBC Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹158 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.60%.