HSBC Gilt Fund · Regular · Growth
NAV
₹66.3909
as of 29 Sept 2026
Expense Ratio
1.60%
AUM
₹175 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.14%
- 3Y
- +4.67%
- 5Y
- +3.91%
- Since Inception
- +7.40%
SIP returns (XIRR)
- 1Y
- +1.70%
- 3Y
- +2.99%
- 5Y
- +3.94%
- Since Inception
- +6.57%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,58,424 today — ₹6,00,000 invested, 4.6% XIRR.
₹6,00,000
Invested
₹7,58,424
Value today
4.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,63,025 today (5.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹8,71,828.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,33,632 today (1.34×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.50
Sharpe Ratio
—
Alpha
—
Beta
-1.44
Sortino
3.54%
Std Dev
-4.48%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.24% Goi 18-Aug-205516.23%
- 2364 Days Treasury Bill 10-Dec-202615.85%
- 36.9% Goi 15-Apr-206515.61%
- 46.94% Goi 11-May-20367.87%
- 57.63% Maharashtra Sdl - 27-Aug-20397.72%
- 66.36% Goi 16-Feb-20317.67%
- 77.72% Maharashtra Sdl - 23-Mar-20326.76%
- 86.8% Tamil Nadu Sdl - 02-Jul-20354.64%
- 97.16% Karnataka Sdl - 08-Jan-20303.25%
- 107.71% Goi 18-May-20661.99%
What this fund does
HSBC Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HSBC Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹175 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.60%.