HSBC Gilt Fund · Regular · Growth
NAV
₹66.0956
as of 17 Jun 2026
Expense Ratio
1.58%
AUM
₹219 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.02%
- 3Y
- +4.64%
- 5Y
- +4.12%
- Since Inception
- +7.47%
SIP returns (XIRR)
- 1Y
- +1.26%
- 3Y
- +3.56%
- 5Y
- +4.23%
- Since Inception
- +6.65%
SIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹3,13,000
Invested
₹8,08,240
Value today
6.6%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹32,651
Value today
7.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,65,000
Withdrawn
₹24,89,030
Corpus left
+₹30,54,030 net gain — withdrew ₹15,65,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,32,361
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,32,361 — a 1.3× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-1.14
Sharpe Ratio
—
Alpha
—
Beta
-1.08
Sortino
3.52%
Std Dev
-4.48%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.9% Goi 15-Apr-206522.57%
- 27.24% Goi 18-Aug-205521.52%
- 36.36% Goi 16-Feb-20318.43%
- 47.7% Maharashtra Sdl - 25-May-20325.89%
- 56.78% Maharashtra Sdl - 25-May-20315.68%
- 67.49% Maharashtra Sdl - 12-Apr-20304.56%
- 77.49% Karnataka Sdl - 04-Feb-20354.53%
- 87.58% Tamil Nadu Sdl - 11-Feb-20374.53%
- 97.12% Gujarat Sdl - 02-Mar-20324.49%
- 107.09% Goi 25-Nov-20740.11%
Investment Objective
HSBC Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HSBC Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹219 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.58%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations