HSBC Gilt Fund · Regular · Growth
NAV
₹66.8340
as of 03 Aug 2026
Expense Ratio
1.58%
AUM
₹175 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.06%
- 3Y
- +5.08%
- 5Y
- +4.27%
- Since Inception
- +7.48%
SIP returns (XIRR)
- 1Y
- +3.41%
- 3Y
- +3.85%
- 5Y
- +4.46%
- Since Inception
- +6.67%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,61,808 today — ₹5,95,000 invested, 4.9% XIRR.
₹5,95,000
Invested
₹7,61,808
Value today
4.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,68,548 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,23,676.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹1,34,524 today (1.34×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.99
Sharpe Ratio
—
Alpha
—
Beta
-0.96
Sortino
3.55%
Std Dev
-4.48%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.9% Goi 15-Apr-206522.57%
- 27.24% Goi 18-Aug-205521.52%
- 36.36% Goi 16-Feb-20318.43%
- 47.7% Maharashtra Sdl - 25-May-20325.89%
- 56.78% Maharashtra Sdl - 25-May-20315.68%
- 67.49% Maharashtra Sdl - 12-Apr-20304.56%
- 77.49% Karnataka Sdl - 04-Feb-20354.53%
- 87.58% Tamil Nadu Sdl - 11-Feb-20374.53%
- 97.12% Gujarat Sdl - 02-Mar-20324.49%
- 107.09% Goi 25-Nov-20740.11%
Investment Objective
HSBC Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HSBC Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹175 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.58%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations