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Liquidregulargrowth

HSBC Liquid Fund - Regular Growth

HSBC Mutual Fund

#23 of 56 (1Y)

Today's NAV — all variants

Regular · Growth

₹₹2748.7461

0.94 (+0.03%)

31 May 2026

AMFI: 118902

Direct · Growth

₹₹2776.7040

0.97 (+0.03%)

31 May 2026

AMFI: 120038

Regular · IDCW

₹₹1019.3000

0.00 (+0.00%)

17 May 2026

AMFI: RTA-INF336L01BK3

Direct · IDCW

₹₹1039.0546

0.36 (+0.03%)

31 May 2026

AMFI: 120039

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.10%
1 Month+0.41%
3 Months+1.61%
6 Months+3.09%
1 Year+6.11%
3 Years (CAGR)+6.86%
5 Years (CAGR)+6.03%
10 Years (CAGR)+6.05%
Since Inception (Dec 2012)+6.74%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+6.22%
3 Year SIP+6.68%
5 Year SIP+6.56%
Since Inception (Dec 2012)+6.22%

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,05,000

Withdrawn

₹11,57,811

Corpus left

+₹9,62,811 net gain — withdrew ₹8,05,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,40,026

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,40,026 — a 1.4× return

Read: Staying invested through crashes

Fund Details

Fund HouseHSBC Mutual Fund
CategoryLiquid
Plan Typeregular
Optiongrowth
AUM₹18,231 Cr
Expense Ratio0.20%
Launch Date30 Dec 2012
AMFI Code118902

Risk Metrics

Trailing 1 year, annualised

-15.36

Sharpe Ratio

Alpha

Beta

-13.05

Sortino

0.14%

Std Dev

-0.01%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity25 holdings · 37.4%
Security% NAV

NABARD**

INE261F14OZ0

2.54%

EXIM Bank^

INE514E14TE9

2.27%

SIDBI**

INE556F14MG7

2.25%

Reliance Retail Ventures Ltd**

INE929O14EX0

1.70%

Reliance Jio Infocomm Limited**

INE110L14UQ3

1.70%

EXIM Bank^

INE514E14TG4

1.70%

NABARD**

INE261F14OX5

1.70%

REC Limited^

INE020B14698

1.70%

Reliance Retail Ventures Ltd**

INE929O14EW2

1.70%

NTPC Limited**

INE733E14CA9

1.69%

ICICI Home Finance Company Limited**

INE071G14HU6

1.68%

Jamnagar Utilities & Power Pvt Ltd**

INE936D14402

1.42%

Grasim Industries Limited**

INE047A14AV2

1.41%

Reliance Industries Limited**

INE002A14LQ4

1.41%

ICICI Securities Limited**

INE763G14C04

1.27%

Bharti Telecom Limited**

INE403D14593

1.14%

ICICI Securities Limited^

INE763G14YN8

1.13%

Reliance Retail Ventures Ltd**

INE929O14ET8

1.13%

Mahindra & Mahindra Financial Serv Ltd.**

INE774D14TN2

1.13%

Birla Group Holdings Private Ltd**

INE09OL14IU2

1.13%

L&T Finance Limited**

INE498L14EE2

1.13%

SBI Cap Securities Ltd.**

INE212K14DO0

1.13%

ICICI Securities Limited**

INE763G14G75

1.13%

Sharekhan Limited**

INE211H14AO4

1.13%

Reliance Retail Ventures Ltd**

INE929O14EY8

1.13%
Debt25 holdings · 53.7%
Security% NAV

HDFC Bank Limited^

INE040A16HP9

4.52%

Bank of Baroda**

INE028A16LQ4

3.40%

Punjab National Bank**

INE160A16US2

3.39%

364 Days Treasury Bills 14-May-2026

IN002025Z070

2.84%

182 DTB 14-May-2026

IN002025Y339

2.84%

91 Days Treasury Bill 04-Jun-2026

IN002025X489

2.83%

Canara Bank**

INE476A16H76

2.83%

ICICI Bank Limited**

INE090AD6329

2.82%

182 Days Treasury Bill 21-May-2026

IN002025Y347

2.81%

91 Days Treasury Bill 11-Jun-2026

IN002025X497

2.52%

182 DTB 18-Jun-2026

IN002025Y388

2.29%

364 Days Treasury Bill 01-May-2026

IN002025Z054

1.71%

Canara Bank**

INE476A16E87

1.70%

Union Bank of India**

INE692A16LF0

1.70%

Indian Bank**

INE562A16QQ1

1.70%

SIDBI**

INE556F14MD4

1.70%

HDFC Bank Limited**

INE040A16IR3

1.70%

Canara Bank**

INE476A16I75

1.69%

Union Bank of India**

INE692A16LX3

1.68%

Canara Bank**

INE476A16G77

1.41%

Bank of Baroda**

INE028A16LM3

1.13%

EXIM Bank**

INE514E16CL5

1.13%

EXIM Bank^

INE514E16CM3

1.13%

182 DTB 11-Jun-2026

IN002025Y370

1.13%

Union Bank of India**

INE692A16LY1

1.12%

Performance Comparison

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Investment Objective

HSBC Liquid Fund - Regular Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

HSBC Liquid Fund - Regular Growth is a Liquid mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹18,231 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 0.20%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations