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Liquid

HSBC Liquid Fund · Regular · Growth

HSBC Mutual Fund

#21 of 47 (1Y)

NAV

₹2772.8646

as of 15 Jul 2026

Expense Ratio

0.20%

AUM

₹18,231 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+6.23%
3Y
+6.89%
5Y
+6.15%
Since Inception
+6.75%

SIP returns (XIRR)

1Y
+6.50%
3Y
+6.71%
5Y
+6.64%
Since Inception
+6.24%

What history actually did — last 10 years (Jul 2016 – Jul 2026)

A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹8,13,107 today ₹6,00,000 invested, 6.0% XIRR.

₹6,00,000

Invested

₹8,13,107

Value today

6.0%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹1,79,773 today (6.0% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹9,84,620.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,41,239 today (1.41×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-12.24

Sharpe Ratio

Alpha

Beta

-11.64

Sortino

0.16%

Std Dev

-0.01%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseHSBC Mutual Fund
CategoryLiquid
Launch Date30 Dec 2012
AMFI Code118902
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadExit Load: Graded exit load will be applicable if redeemed/switched-out within `x` days from the date of investments: Day1 - 0.0070%; Day2 - 0.0065%; Day3 - 0.0060%; Day4 - 0.0055%; Day5 - 0.0050%; Day6 - 0.0045%; Day7 onwards - Nil.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

HSBC Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

HSBC Liquid Fund · Regular · Growth is a Liquid mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹18,231 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 0.20%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations
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