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Banking & PSU Debt📊 Nifty Banking & PSU Debt Index A-II

ICICI Prudential Banking and PSU Debt Fund · Regular · Growth

ICICI Prudential Mutual Fund

#4 of 20 (1Y)

NAV

₹34.8313

as of 28 Sept 2026

Expense Ratio

0.74%

AUM

₹8,974 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+4.99%
3Y
+6.78%
5Y
+6.20%
Since Inception
+7.74%

SIP returns (XIRR)

1Y
+4.68%
3Y
+6.20%
5Y
+6.52%
Since Inception
+7.37%

What history actually did — last 10 years (Sept 2016 – Sept 2026)

A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹8,41,335 today — ₹6,00,000 invested, 6.6% XIRR.

₹6,00,000

Invested

₹8,41,335

Value today

6.6%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹1,92,952 today (6.8% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,88,185.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,54,076 today (1.54×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-0.30

Sharpe Ratio

—

Alpha

—

Beta

-0.31

Sortino

1.31%

Std Dev

-0.67%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseICICI Prudential Mutual Fund
CategoryBanking & PSU Debt
BenchmarkNifty Banking & PSU Debt Index A-II
Launch Date04 Jan 2010
AMFI Code112342
Transaction facts
Min. Lumpsum₹500
Min. SIP₹100
Exit LoadCurrent: Entry Load - Nil. Exit Load w.e.f 01-Apr-2014 [including SIP^STP^SWP&Micro(SIP) wherever available] if redeemed or switched out within 1 month - 0.25%^ > 1 month - Nil. For lumpsum investment/switch in^ the applicable load will be based on the load structure as on the date of investment/applicable NAV date. For SIP/STP transactions^ load for each transaction is based on the applicable load structure as on the registration date. For details^ please refer to SID and Addenda available on www.icicipruamc.com.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 Aug 2026
Holding% NAV

What this fund does

ICICI Prudential Banking and PSU Debt Fund · Regular · Growth by ICICI Prudential Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.

About This Fund

ICICI Prudential Banking and PSU Debt Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹8,974 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Banking & PSU Debt Index A-II. The current expense ratio is 0.74%.

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