ICICI Prudential Banking and PSU Debt Fund · Regular · Growth
NAV
₹34.6760
as of 14 Jul 2026
Expense Ratio
0.73%
AUM
₹9,507 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.26%
- 3Y
- +7.15%
- 5Y
- +6.46%
- Since Inception
- +7.81%
SIP returns (XIRR)
- 1Y
- +5.84%
- 3Y
- +6.84%
- 5Y
- +6.86%
- Since Inception
- +7.48%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,47,083 today — ₹6,00,000 invested, 6.8% XIRR.
₹6,00,000
Invested
₹8,47,083
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,97,908 today (7.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹11,31,994.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,53,390 today (1.53×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.48
Sharpe Ratio
—
Alpha
—
Beta
0.51
Sortino
1.26%
Std Dev
-0.67%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Nabard **4.73%
- 2Lic Housing Finance Ltd. **3.61%
- 3Nabard **3.35%
- 4Government Securities3.32%
- 5Power Finance Corporation Ltd. **3.04%
- 6Small Industries Development Bank Of India. **2.76%
- 7Rural Electrification Corporation Ltd.2.76%
- 8Government Securities2.56%
- 9Mahanagar Telephone Nigam Ltd. **2.44%
- 10Government Securities2.31%
Investment Objective
ICICI Prudential Banking and PSU Debt Fund · Regular · Growth by ICICI Prudential Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
ICICI Prudential Banking and PSU Debt Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹9,507 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Banking & PSU Debt Index A-II. The current expense ratio is 0.73%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations