ICICI Prudential Banking and PSU Debt Fund - Growth
₹34.0784
₹0.03 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹34.0784
₹0.03 (+0.08%)
29 May 2026
AMFI: 112342
Direct · Growth
₹₹35.6333
₹0.03 (+0.08%)
29 May 2026
AMFI: 120256
Regular · IDCW
₹₹10.9872
₹0.01 (+0.08%)
29 May 2026
AMFI: 116174
Direct · IDCW
₹₹12.9876
₹0.01 (+0.08%)
29 May 2026
AMFI: 120258
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹19,600
Invested
₹37,178
Value today
7.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹1,703
Value today
7.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,80,000
Withdrawn
₹15,48,008
Corpus left
+₹15,28,008 net gain — withdrew ₹9,80,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,50,746
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,50,746 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,207
Regular plan
₹85,336
Direct earns ₹1,871 more on a ₹60K investment — 0.31% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.20
Sharpe Ratio
—
Alpha
—
Beta
-0.21
Sortino
1.13%
Std Dev
-0.67%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
NABARD INE261F08EM1 | 4.64% |
LIC Housing Finance Ltd. ** INE115A07RF8 | 3.55% |
NABARD ** INE261F08EI9 | 3.29% |
Government Securities IN0020240035 | 3.25% |
Power Finance Corporation Ltd. INE134E08OC3 | 2.98% |
Small Industries Development Bank Of India. ** INE556F08KS8 | 2.71% |
Rural Electrification Corporation Ltd. ** INE020B08FZ9 | 2.71% |
Government Securities IN0020250018 | 2.52% |
Mahanagar Telephone Nigam Ltd. ** INE153A08170 | 2.40% |
Small Industries Development Bank Of India. ** INE556F08KQ2 | 2.19% |
Power Finance Corporation Ltd. ** INE134E08OA7 | 2.17% |
Siddhivinayak Securitisation Trust ** INE2I7F15012 | 2.17% |
HDFC Bank Ltd.( Tier II Bond under Basel III ) ** INE040A08427 | 2.10% |
Government Securities IN0020250091 | 1.99% |
Small Industries Development Bank Of India. ** INE556F08LB2 | 1.88% |
Bajaj Finance Ltd. INE296A07TJ4 | 1.63% |
Shivshakti Securitisation Trust ** INE2I7G15010 | 1.62% |
Rural Electrification Corporation Ltd. INE020B08FR6 | 1.48% |
Export-Import Bank Of India ** INE514E08FJ9 | 1.37% |
NABARD INE261F08EK5 | 1.36% |
HDFC Bank Ltd. ** INE040A08AI6 | 1.36% |
Rural Electrification Corporation Ltd. ** INE020B08AH8 | 1.35% |
State Government of Madhya Pradesh IN2120250138 | 1.30% |
Punjab National Bank INE160A16UE2 | 1.30% |
HDFC Bank Ltd. ** INE040A08724 | 1.23% |
Government Securities IN0020250075 | 1.22% |
Rural Electrification Corporation Ltd. ** INE020B08BC7 | 1.12% |
HDFC Bank Ltd. ** INE040A08393 | 1.11% |
HDFC Bank Ltd. ** INE040A08567 | 1.10% |
Power Finance Corporation Ltd. INE134E08LK2 | 1.09% |
Export-Import Bank Of India ** INE514E08GD0 | 1.08% |
Housing and Urban Development Corporation Ltd. ** INE031A08996 | 1.07% |
Small Industries Development Bank Of India. ** INE556F08LA4 | 1.07% |
State Government of Madhya Pradesh IN2120250120 | 1.07% |
Kotak Mahindra Bank Ltd. ** INE237AD6117 | 1.04% |
Axis Bank Ltd. ** INE238AD6BV1 | 1.04% |
HDFC Bank Ltd. ** INE040A16IU7 | 1.03% |
Small Industries Development Bank Of India. ** INE556F08KT6 | 0.98% |
Export-Import Bank Of India ** INE514E08FP6 | 0.93% |
Rural Electrification Corporation Ltd. ** INE020B08FF1 | 0.88% |
Mahanagar Telephone Nigam Ltd. ** # INE153A08089 | 0.87% |
Power Finance Corporation Ltd. ** INE134E08KC1 | 0.85% |
NABARD ** INE261F08DV4 | 0.82% |
HDFC Bank Ltd. ** INE040A08AF2 | 0.82% |
India Universal Trust AL1 ** INE16J715035 | 0.81% |
HDFC Bank Ltd. ** INE040A08AB1 | 0.73% |
Citicorp Finance (India) Ltd. ** INE915D08DC0 | 0.71% |
Rural Electrification Corporation Ltd. ** INE020B08FA2 | 0.68% |
Axis Bank Ltd. ** INE238A08450 | 0.61% |
State Government of Karnataka IN1920250256 | 0.61% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
ICICI Prudential Banking and PSU Debt Fund - Growth by ICICI Prudential Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
ICICI Prudential Banking and PSU Debt Fund - Growth is a Banking & PSU Debt mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹9,507 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Banking & PSU Debt Index A-II. The current expense ratio is 0.73%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations