Bandhan Banking and PSU Fund - Regular Growth
₹25.6096
₹0.02 (+0.09%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹25.6096
₹0.02 (+0.09%)
29 May 2026
AMFI: 121280
Direct · Growth
₹₹26.4286
₹0.03 (+0.10%)
29 May 2026
AMFI: 121279
Regular · IDCW
₹₹11.1314
₹0.01 (+0.09%)
29 May 2026
AMFI: 121933
Direct · IDCW
₹₹10.4594
₹0.01 (+0.10%)
29 May 2026
AMFI: 127471
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹15,800
Invested
₹25,294
Value today
6.9%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,559
Value today
7.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,90,000
Withdrawn
₹12,93,857
Corpus left
+₹10,83,857 net gain — withdrew ₹7,90,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,49,574
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,49,574 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹86,468
Regular plan
₹85,008
Direct earns ₹1,460 more on a ₹60K investment — 0.24% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.39
Sharpe Ratio
—
Alpha
—
Beta
-0.42
Sortino
1.00%
Std Dev
-0.56%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
6.68% GOI (MD 07/07/2040) IN0020250042 | 9.80% |
7.37% Indian Railway Finance Corporation Limited ** INE053F08411 | 4.36% |
7.7% HDFC Bank Limited ** INE040A08955 | 4.09% |
7.7% Nuclear Power Corporation Of India Limited ** INE206D08501 | 3.40% |
7.53% National Bank For Agriculture and Rural Development INE261F08EM1 | 2.89% |
Canara Bank ** INE476A16I18 | 2.82% |
Bank of Baroda INE028A16KC6 | 2.42% |
7.48% National Bank For Agriculture and Rural Development INE261F08EO7 | 2.38% |
Axis Bank Limited ** INE238AD6CA3 | 2.37% |
8.55% HDFC Bank Limited ** INE040A08724 | 2.36% |
Canara Bank INE476A16G36 | 2.35% |
9% HDFC Bank Limited ** INE040A08AB1 | 2.21% |
7.22% Hindustan Petroleum Corporation Limited ** INE094A08168 | 2.05% |
7.36% Indian Oil Corporation Limited ** INE242A08551 | 2.05% |
Kotak Mahindra Bank Limited ** INE237AD6158 | 1.98% |
Export Import Bank of India ** INE514E14TC3 | 1.96% |
Small Industries Dev Bank of India ** INE556F16BW2 | 1.96% |
7.34% Small Industries Dev Bank of India ** INE556F08KS8 | 1.84% |
7.32% NTPC Limited ** INE733E07KL3 | 1.73% |
7.86% Karnataka SDL (MD 15/03/2027) IN1920160117 | 1.55% |
6.44% HDFC Bank Limited ** INE040A08401 | 1.48% |
7.39% Bank of Baroda ** INE028A08281 | 1.43% |
6.66% National Bank For Agriculture and Rural Development ** INE261F08EP4 | 1.41% |
6.67% ICICI Bank Limited ** INE090A08UF5 | 1.41% |
7.5% National Bank For Agriculture and Rural Development ** INE261F08EA6 | 1.36% |
8.24% Power Grid Corporation of India Limited ** INE752E08551 | 1.31% |
6.58% Indian Railway Finance Corporation Limited ** INE053F08528 | 1.20% |
7.75% Power Finance Corporation Limited ** INE134E08KV1 | 1.20% |
7.71% REC Limited ** INE020B08EW9 | 1.12% |
7.58% REC Limited ** INE020B08FD6 | 1.03% |
7.44% Power Finance Corporation Limited ** INE134E08NO0 | 1.03% |
7.62% National Bank For Agriculture and Rural Development ** INE261F08EH1 | 1.03% |
7.42% Small Industries Dev Bank of India ** INE556F08KW0 | 1.03% |
6.45% ICICI Bank Limited ** INE090A08UE8 | 1.01% |
7.01% National Bank For Agriculture and Rural Development INE261F08ES8 | 1.01% |
6.54% GOI (MD 17/01/2032) IN0020210244 | 1.00% |
6.7% REC Limited ** INE020B08FY2 | 1.00% |
6.59% Power Finance Corporation Limited ** INE134E08NU7 | 0.99% |
7.02% GOI (MD 18/06/2031) IN0020240076 | 0.96% |
7.49% National Highways Authority Of India ** INE906B07HG7 | 0.83% |
8.05% HDFC Bank Limited ** INE040A08AC9 | 0.83% |
7.45% Power Finance Corporation Limited INE134E08NP7 | 0.82% |
7.44% National Bank For Agriculture and Rural Development INE261F08EK5 | 0.82% |
7.46% Indian Railway Finance Corporation Limited ** INE053F08387 | 0.82% |
Axis Bank Limited ** INE238AD6BC1 | 0.81% |
6.78% Indian Railway Finance Corporation Limited ** INE053F08494 | 0.81% |
Axis Bank Limited ** INE238AD6BD9 | 0.81% |
6.64% Power Finance Corporation Limited ** INE134E08NR3 | 0.80% |
7.5% Indian Railway Finance Corporation Limited ** INE053F07BW9 | 0.62% |
7.47% ICICI Bank Limited ** INE090A08TY8 | 0.62% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Bandhan Banking and PSU Fund - Regular Growth by Bandhan Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Bandhan Banking and PSU Fund - Regular Growth is a Banking & PSU Debt mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹12,499 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.66%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations