ICICI Prudential Liquid Fund · Direct · Growth
NAV
₹421.4997
as of 30 Sept 2026
Expense Ratio
0.20%
AUM
₹58,751 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.45%
- 3Y
- +6.92%
- 5Y
- +6.35%
- Since Inception
- +6.83%
SIP returns (XIRR)
- 1Y
- +6.56%
- 3Y
- +6.72%
- 5Y
- +6.73%
- Since Inception
- +6.33%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
This fund last published a NAV on 20 Sept 2026, so the values below are as of then — not today.
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,18,516 as of 20 Sept 2026 — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,18,516
Value as of 20 Sept 2026
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,81,100 as of 20 Sept 2026 (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,92,484.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,43,814 as of 20 Sept 2026 (1.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with ICICI Prudential Liquid Fund - Growth
- 191 Days Treasury Bills3.63%
- 2Small Industries Development Bank Of India. **3.18%
- 3Reliance Retail Ventures Ltd **2.38%
- 491 Days Treasury Bills2.27%
- 5Reliance Retail Ventures Ltd **2.23%
- 691 Days Treasury Bills2.13%
- 791 Days Treasury Bills2.12%
- 8Small Industries Development Bank Of India. **1.97%
- 9Union Bank Of India **1.78%
- 10Hdfc Bank Ltd. **1.58%
What this fund does
ICICI Prudential Liquid Fund · Direct · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
ICICI Prudential Liquid Fund · Direct · Growth is a Liquid mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹58,751 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.20%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods