Kotak Business Cycle Fund · Regular · Growth
NAV
₹17.2000
as of 31 Jul 2026
Expense Ratio
1.93%
AUM
₹2,963 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.46%
- 3Y
- +15.01%
- 5Y
- —
- Since Inception
- +14.94%
SIP returns (XIRR)
- 1Y
- +11.53%
- 3Y
- +12.01%
- 5Y
- —
- Since Inception
- +13.89%
Returns calculated from 28 September 2022 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 3 years (Aug 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,05,899 today — ₹1,75,000 invested, 11.3% XIRR.
₹1,75,000
Invested
₹2,05,899
Value today
11.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,53,421 today (15.4% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,05,899 in this fund vs ₹1,93,253 in the benchmark — outperformance of ₹12,646.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Jul 2026) (3 Jun 2024) would be ₹1,21,710 today (1.22×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.26
Sharpe Ratio
+0.06
Alpha
0.29
Beta
0.25
Sortino
14.30%
Std Dev
-14.96%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Kotak Business Cycle - Direct Plan - Growth
- 1Icici Bank Ltd.8.27%
- 2Aditya Infotech Limited5.62%
- 3Axis Bank Ltd.4.16%
- 4Aster Dm Healthcare Ltd3.97%
- 5Krishna Institute Of Medical3.65%
- 6Eternal Limited3.46%
- 7Hdfc Bank Ltd.3.04%
- 8Vijaya Diagnostic Centre Pvt3.02%
- 9Bharti Hexacom Ltd.2.84%
- 10Shriram Finance Limited2.72%
Investment Objective
Kotak Business Cycle Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Kotak Business Cycle Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹2,963 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 Total Return Index. The current expense ratio is 1.93%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations