Kotak Contra Fund · Regular · Growth
NAV
₹146.0340
as of 29 Sept 2026
Expense Ratio
2.02%
AUM
₹5,158 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.16%
- 3Y
- +12.35%
- 5Y
- +11.85%
- Since Inception
- +13.50%
SIP returns (XIRR)
- 1Y
- -5.91%
- 3Y
- +3.38%
- 5Y
- +10.69%
- Since Inception
- +13.49%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,64,031 today — ₹6,00,000 invested, 14.3% XIRR.
₹6,00,000
Invested
₹12,64,031
Value today
14.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,85,660 today (14.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹25,92,569.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,64,031 in this fund vs ₹11,24,556 in the benchmark — outperformance of ₹1,20,669.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹4,12,467 today (4.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.11
Sharpe Ratio
+0.02
Alpha
0.31
Beta
0.11
Sortino
13.43%
Std Dev
-13.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.95%
- Finance10.08%
- Healthcare Services7.72%
- IT - Software6.21%
- Pharmaceuticals and Biotechnology5.28%
- Automobiles4.71%
- Telecom - Services4.03%
- Construction3.67%
- Auto Components3.43%
- Cement and Cement Products3.15%
- Retailing3.08%
- Petroleum Products2.74%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.6.16%
- 2Hdfc Bank Ltd.3.92%
- 3State Bank Of India.3.37%
- 4Shriram Finance Limited2.89%
- 5Reliance Industries Ltd.2.74%
- 6Hero Motocorp Ltd.2.62%
- 7Larsen And Toubro Ltd.2.54%
- 8Swiggy Ltd2.40%
- 9Bharti Airtel Ltd.2.36%
- 10Ntpc Ltd2.35%
What this fund does
Kotak Contra Fund · Regular · Growth follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
Kotak Contra Fund · Regular · Growth is a Contra Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹5,158 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 2.02%.