Kotak Gilt-Investment Regular-Growth
₹94.6881
₹0.07 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹94.6881
₹0.07 (+0.07%)
29 May 2026
AMFI: 100265
Direct · Growth
₹₹108.4533
₹0.08 (+0.08%)
29 May 2026
AMFI: 119759
Regular · IDCW
₹₹18.5023
₹0.01 (+0.07%)
29 May 2026
AMFI: 100264
Direct · IDCW
₹₹23.8447
₹0.04 (+0.18%)
14 May 2026
AMFI: RTA-INF174K01KG9
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹32,900
Invested
₹1,03,507
Value today
7.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹947
Value today
8.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹16,45,000
Withdrawn
₹42,93,461
Corpus left
+₹49,38,461 net gain — withdrew ₹16,45,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,36,800
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,36,800 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,295
Regular plan
₹79,536
Direct earns ₹4,759 more on a ₹60K investment — 0.79% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-1.20
Sharpe Ratio
—
Alpha
—
Beta
-1.15
Sortino
4.02%
Std Dev
-5.40%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Central Government - 2065(^) IN0020250018 | 1676.00% |
Central Government - 2065 IN0020250018 | 1636.00% |
Karnataka State Govt - 2040 - Karnataka IN1920250314 | 1330.00% |
Karnataka State Govt - 2040 - Karnataka IN1920250314 | 1257.00% |
Central Government - 2055 IN0020250075 | 803.00% |
Punjab State Govt - 2033 - Punjab IN2820250164 | 732.00% |
Uttar Pradesh State Govt - 2041 - Uttar Pradesh IN3320250233 | 683.00% |
Uttar Pradesh State Govt - 2041 - Uttar Pradesh IN3320250233 | 646.00% |
Karnataka State Govt - 2035 - Karnataka(^) IN1920250165 | 644.00% |
Karnataka State Govt - 2035 - Karnataka IN1920250165 | 613.00% |
Tamil Nadu State Govt - 2032 - Tamil Nadu IN3120250722 | 604.00% |
Tamil Nadu State Govt - 2032 - Tamil Nadu IN3120250722 | 573.00% |
Central Government - 2064 IN0020240035 | 460.00% |
Central Government - 2055 IN0020250075 | 433.00% |
Karnataka State Govt - 2035 - Karnataka IN1920250181 | 430.00% |
Karnataka State Govt - 2035 - Karnataka IN1920250181 | 409.00% |
Tamil Nadu State Govt - 2034 - Tamil Nadu IN3120250656 | 372.00% |
Tamil Nadu State Govt - 2034 - Tamil Nadu IN3120250656 | 353.00% |
Central Government - 2053 IN0020230051 | 195.00% |
Bihar State Govt - 2035 - Bihar IN1320250013 | 194.00% |
Bihar State Govt - 2035 - Bihar IN1320250013 | 183.00% |
Central Government - 2053 IN0020230051 | 182.00% |
Odisha State Govt - 2033 - Orissa IN2720250157 | 102.00% |
Tamil Nadu State Govt - 2033 - Tamil Nadu IN3120250698 | 101.00% |
Andhra Pradesh State Govt - 2033 - Andhra Pradesh IN1020250230 | 98.00% |
Odisha State Govt - 2033 - Orissa IN2720250157 | 97.00% |
Tamil Nadu State Govt - 2033 - Tamil Nadu IN3120250698 | 96.00% |
GS CG 06/05/2037 - (STRIPS) IN000537C018 | 85.00% |
GS CG 06/05/2037 - (STRIPS) IN000537C018 | 79.00% |
GS CG 25/05/2034 - (STRIPS) IN000534C023 | 71.00% |
GS CG 25/11/2034 - (STRIPS) IN001134C021 | 69.00% |
GS CG 25/05/2034 - (STRIPS) IN000534C023 | 68.00% |
GS CG 25/11/2034 - (STRIPS) IN001134C021 | 66.00% |
GS CG 22/04/2037 - (STRIPS) IN000437C037 | 66.00% |
GS CG 22/04/2039 - (STRIPS) IN000439C033 | 65.00% |
GS CG 22/10/2037 - (STRIPS) IN001037C034 | 64.00% |
GS CG 22/10/2035 - (STRIPS) IN001035C038 | 64.00% |
GS CG 22/04/2037 - (STRIPS) IN000437C037 | 62.00% |
Karnataka State Govt - 2036 - Karnataka IN1920250199 | 61.00% |
GS CG 22/10/2035 - (STRIPS) IN001035C038 | 61.00% |
GS CG 22/10/2037 - (STRIPS) IN001037C034 | 60.00% |
GS CG 22/04/2039 - (STRIPS) IN000439C033 | 60.00% |
GS CG 25/11/2036 - (STRIPS) IN001136C026 | 59.00% |
GS CG 22/10/2036 - (STRIPS) IN001036C036 | 59.00% |
Karnataka State Govt - 2036 - Karnataka IN1920250199 | 58.00% |
GS CG 25/11/2036 - (STRIPS) IN001136C026 | 56.00% |
GS CG 22/10/2036 - (STRIPS) IN001036C036 | 55.00% |
GS CG 15/04/2039 - (STRIPS) IN000439C041 | 48.00% |
GS CG 22/04/2036 - (STRIPS) IN000436C039 | 47.00% |
Maharashtra State Govt - 2031 - Maharashtra IN2220220197 | 46.00% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Gilt-Investment Regular-Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Kotak Gilt-Investment Regular-Growth is a Gilt Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹2,899 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty All Duration G-Sec Index.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations