Kotak Liquid Fund - Regular Plan - Growth
₹5571.5914
₹1.93 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹5571.5914
₹1.93 (+0.03%)
31 May 2026
AMFI: 100835
Direct · Growth
₹₹5630.3771
₹1.99 (+0.04%)
31 May 2026
AMFI: 119766
Regular · IDCW
₹₹1261.4586
₹0.44 (+0.03%)
31 May 2026
AMFI: 100833
Direct · IDCW
₹₹1222.8100
₹0.00 (+0.00%)
31 May 2026
AMFI: 119764
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 20 January 2013 onwards due to a structural change in the scheme on that date. Pre-2013 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,20,500
Invested
₹1,27,41,864
Value today
38.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,94,600
Value today
34.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹26,71,81,168
Corpus left
+₹26,73,86,168 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,39,769
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,39,769 — a 1.4× return
Read: Staying invested through crashesFund Details
Risk Metrics
Trailing 1 year, annualised-15.60
Sharpe Ratio
—
Alpha
—
Beta
-13.21
Sortino
0.14%
Std Dev
0.00%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
91 DAYS TREASURY BILL 28/05/2026 IN002025X471 | 482.00% |
91 DAYS TREASURY BILL 14/05/2026 IN002025X455 | 448.00% |
91 DAYS TREASURY BILL 22/05/2026 IN002025X463 | 447.00% |
91 DAYS TREASURY BILL 04/06/2026 IN002025X489 | 446.00% |
Central Government - 2026 IN0020210012 | 303.00% |
PUNJAB NATIONAL BANK** INE160A16UJ1 | 298.00% |
Reliance Retail Ventures Ltd** INE929O14ES0 | 297.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F14OT3 | 297.00% |
UNION BANK OF INDIA** INE692A16KF2 | 260.00% |
KARUR VYSYA BANK LTD.** INE036D16KB5 | 222.00% |
UNION BANK OF INDIA INE692A16KR7 | 210.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F14OR7 | 179.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F14LT2 | 163.00% |
UNION BANK OF INDIA** INE692A16LI4 | 155.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F14LZ9 | 149.00% |
IDFC FIRST BANK LIMITED** INE092T16YP5 | 149.00% |
CENTRAL BANK OF INDIA** INE483A16KH2 | 149.00% |
KARUR VYSYA BANK LTD.** INE036D16JT9 | 149.00% |
BANK OF BARODA** INE028A16LQ4 | 148.00% |
HDFC BANK LTD.** INE040A16HT1 | 148.00% |
RBL BANK LTD.** INE976G16OK8 | 148.00% |
CENTRAL BANK OF INDIA** INE483A16KI0 | 148.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F14PC6 | 148.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F14OV9 | 148.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F14MD4 | 148.00% |
ICICI SECURITIES LIMITED** INE763G14F84 | 148.00% |
BAJAJ FINANCE LTD.** INE296A14F60 | 148.00% |
BANK OF BARODA** INE028A16LX0 | 148.00% |
PUNJAB NATIONAL BANK** INE160A16UU8 | 148.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F14OX5 | 148.00% |
HDFC BANK LTD. INE040A16IW3 | 148.00% |
HDFC BANK LTD.** INE040A16IS1 | 148.00% |
Reliance Retail Ventures Ltd** INE929O14EW2 | 148.00% |
BANK OF BARODA** INE028A16JZ9 | 134.00% |
INDUSIND BANK LTD.** INE095A165C5 | 133.00% |
IIFL FINANCE LIMITED** INE530B14FZ5 | 133.00% |
ICICI SECURITIES LIMITED** INE763G14F43 | 119.00% |
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED** INE936D14402 | 119.00% |
ICICI SECURITIES LIMITED** INE763G14H09 | 118.00% |
91 DAYS TREASURY BILL 11/06/2026 IN002025X497 | 111.00% |
Tata Steel Ltd.** INE081A14GR6 | 104.00% |
MOTILAL OSWAL FINANCIAL SERVICES LIMITED** INE338I14KP9 | 104.00% |
Export-Import Bank of India** INE514E14TG4 | 104.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F14ME2 | 103.00% |
HDFC SECURITIES LIMITED ( ) ** INE700G14SV5 | 89.00% |
ICICI SECURITIES LIMITED** INE763G14G83 | 89.00% |
Tata Power Company Ltd.** INE245A14KW9 | 89.00% |
MOTILAL OSWAL FINANCIAL SERVICES LIMITED** INE338I14MH2 | 89.00% |
BAJAJ FINANCE LTD.** INE296A14A40 | 89.00% |
Export-Import Bank of India** INE514E14TF6 | 89.00% |
Performance Comparison
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Investment Objective
Kotak Liquid Fund - Regular Plan - Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Kotak Liquid Fund - Regular Plan - Growth is a Liquid mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹39,715 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Liquid Index A-I. The current expense ratio is 0.31%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations