NAV
₹5755.1544
as of 30 Sept 2026
Expense Ratio
0.15%
AUM
₹44,350 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.47%
- 3Y
- +6.93%
- 5Y
- +6.36%
- Since Inception
- +6.80%
SIP returns (XIRR)
- 1Y
- +6.58%
- 3Y
- +6.73%
- 5Y
- +6.74%
- Since Inception
- +6.08%
Returns calculated from 31 December 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 8 years (Sept 2018 – Sept 2026)
This fund last published a NAV on 20 Sept 2026, so the values below are as of then — not today.
A ₹5,000 monthly SIP for the last 8 years (Sept 2018 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,14,944 as of 20 Sept 2026 — ₹4,80,000 invested, 6.2% XIRR.
₹4,80,000
Invested
₹6,14,944
Value as of 20 Sept 2026
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Sept 2018 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,57,763 as of 20 Sept 2026 (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2018 would still hold ₹9,62,690.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Sept 2018 – Sept 2026) (22 Mar 2020) would be ₹1,43,657 as of 20 Sept 2026 (1.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Kotak Liquid Fund - Regular Plan - Growth
- 1Small Industries Development Bank Of India**4.06%
- 2Hdfc Bank Ltd.3.85%
- 3National Bank For Agriculture & Rural Development**3.52%
- 491 Days Treasury Bill 12/11/20263.03%
- 591 Days Treasury Bill 27/11/20262.92%
- 691 Days Treasury Bill 24/09/20262.52%
- 791 Days Treasury Bill 03/09/20262.04%
- 8Hdfc Bank Ltd.**2.03%
- 991 Days Treasury Bill 08/10/20262.03%
- 10Union Bank Of India**2.03%
What this fund does
Kotak Liquid Fund · Direct · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Kotak Liquid Fund · Direct · Growth is a Liquid mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹44,350 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Liquid Index A-I. The current expense ratio is 0.15%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods