Kotak Multicap Fund · Regular · Growth
NAV
₹20.5550
as of 13 Nov 2026
Expense Ratio
1.59%
AUM
₹29,878 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.03%
- 3Y
- +15.74%
- 5Y
- +15.03%
- Since Inception
- +15.10%
SIP returns (XIRR)
- 1Y
- +9.57%
- 3Y
- +8.57%
- 5Y
- +15.45%
- Since Inception
- +15.41%
Returns calculated from 08 September 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,35,309 today — ₹3,00,000 invested, 15.3% XIRR.
₹3,00,000
Invested
₹4,35,309
Value today
15.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹2,01,441 today (15.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹15,79,097.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,35,309 in this fund vs ₹4,03,265 in the benchmark — outperformance of ₹32,044.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,25,580 today (1.26×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.17
Sharpe Ratio
—
Alpha
—
Beta
0.15
Sortino
14.37%
Std Dev
-14.17%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks20.43%
- Finance7.46%
- Automobiles7.36%
- Industrial Manufacturing5.67%
- Construction5.15%
- Telecom - Services4.60%
- Retailing4.42%
- Pharmaceuticals and Biotechnology4.37%
- Financial Technology (Fintech)4.13%
- Consumer Durables4.03%
- Power3.83%
- Beverages3.50%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.5.66%
- 2Maruti Suzuki India Limited4.10%
- 3State Bank Of India.3.55%
- 4Oracle Financial Services Software Ltd3.46%
- 5Indo-Mim Ltd3.33%
- 6Eternal Limited3.28%
- 7Hero Motocorp Ltd.3.26%
- 8Indusind Bank Ltd.2.97%
- 9Indus Towers Ltd.2.86%
- 10One 97 Communications Ltd2.70%
What this fund does
Kotak Multicap Fund · Regular · Growth seeks to generate long-term capital growth by investing across large, mid, and small-cap stocks with a minimum 25% allocation to each segment. This SEBI-mandated diversification ensures broad market exposure across all capitalisation tiers.
About This Fund
Kotak Multicap Fund · Regular · Growth is a Multi Cap mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹29,878 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Multicap 50:25:25 TRI. The current expense ratio is 1.59%.