Kotak Multicap Fund · Regular · Growth
NAV
₹19.6850
as of 30 Sept 2026
Expense Ratio
1.59%
AUM
₹25,937 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.55%
- 3Y
- +14.52%
- 5Y
- +14.51%
- Since Inception
- +14.50%
SIP returns (XIRR)
- 1Y
- +1.37%
- 3Y
- +7.09%
- 5Y
- +14.33%
- Since Inception
- +14.33%
Returns calculated from 08 September 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,16,248 today — ₹2,95,000 invested, 14.1% XIRR.
₹2,95,000
Invested
₹4,16,248
Value today
14.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,96,493 today (14.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹15,48,684.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,16,248 in this fund vs ₹3,78,408 in the benchmark — outperformance of ₹37,840.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,11,980 today (1.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.46
Sharpe Ratio
+0.06
Alpha
0.01
Beta
0.44
Sortino
14.61%
Std Dev
-14.17%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.53%
- Automobiles7.93%
- Finance7.63%
- Telecom - Services5.64%
- Construction5.09%
- Industrial Manufacturing4.66%
- Retailing4.61%
- IT - Software4.41%
- Pharmaceuticals and Biotechnology4.39%
- Consumer Durables3.96%
- Power3.87%
- Beverages3.80%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.5.30%
- 2Maruti Suzuki India Limited4.57%
- 3Oracle Financial Services Software Ltd4.05%
- 4State Bank Of India.3.89%
- 5Hero Motocorp Ltd.3.36%
- 6Eternal Limited3.34%
- 7Indusind Bank Ltd.3.32%
- 8Indus Towers Ltd.2.96%
- 9Radico Khaitan Ltd.2.44%
- 10Indo-Mim Ltd2.41%
What this fund does
Kotak Multicap Fund · Regular · Growth seeks to generate long-term capital growth by investing across large, mid, and small-cap stocks with a minimum 25% allocation to each segment. This SEBI-mandated diversification ensures broad market exposure across all capitalisation tiers.
About This Fund
Kotak Multicap Fund · Regular · Growth is a Multi Cap mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹25,937 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Multicap 50:25:25 TRI. The current expense ratio is 1.59%.