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Debt Index Tmifregulargrowth📊 Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index

Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund Regular Plan - Growth

Kotak Mahindra Mutual Fund

#39 of 60 (1Y)

₹12.8839

0.01 (+0.08%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹12.8839

0.01 (+0.08%)

29 May 2026

AMFI: 150723

Direct · Growth

₹₹12.9747

0.01 (+0.08%)

29 May 2026

AMFI: 150725

Regular · IDCW

₹₹12.8798

0.01 (+0.08%)

29 May 2026

AMFI: 150724

Direct · IDCW

₹₹12.9748

0.01 (+0.08%)

29 May 2026

AMFI: 150726

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.22%
1 Month-0.14%
3 Months+0.30%
6 Months+1.54%
1 Year+4.43%
3 Years (CAGR)+6.85%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Sept 2022)+7.19%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+3.75%
3 Year SIP+6.60%
5 Year SIP
Since Inception (Sept 2022)+6.79%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹4,400

Invested

₹4,981

Value today

6.7%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹129

Value today

7.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹7,69,587

Value today

-0.5%

vs lumpsum

Direct lumpsum would have beaten STP by 0.5% — but STP reduced timing risk

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 3 years

Expense ratio drag on your actual returns

Direct plan

₹20,540

Regular plan

₹20,476

Direct earns ₹64 more on a ₹18K investment0.12% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseKotak Mahindra Mutual Fund
CategoryDebt Index Tmif
Plan Typeregular
Optiongrowth
AUM₹545 Cr
Expense Ratio0.40%
Min SIP₹100
Min Lumpsum₹100
BenchmarkNifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index
Launch Date29 Sept 2022
AMFI Code150723

Risk Metrics

Trailing 1 year, annualised

0.27

Sharpe Ratio

Alpha

Beta

0.29

Sortino

1.11%

Std Dev

-0.64%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Security% NAV

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120180036

1800.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120180036

1744.00%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

INE261F08DV4

1028.00%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

INE261F08DV4

969.00%

REC LTD**

INE020B08EH0

672.00%

REC LTD

INE020B08EH0

648.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120180010

632.00%

Maharashtra State Govt - 2028 - Maharashtra

IN2220180037

614.00%

Maharashtra State Govt - 2028 - Maharashtra

IN2220180037

596.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120170151

575.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120170151

557.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120180010

555.00%

Gujarat State Govt - 2028 - Gujarat

IN1520170227

489.00%

Gujarat State Govt - 2028 - Gujarat

IN1520170227

474.00%

Power Finance Corporation Ltd.**

INE134E08MJ2

384.00%

Power Finance Corporation Ltd.**

INE134E08MJ2

371.00%

REC LTD**

INE020B08AY3

348.00%

Power Finance Corporation Ltd.**

INE134E08LX5

344.00%

REC LTD**

INE020B08AY3

336.00%

Power Finance Corporation Ltd.**

INE134E08LX5

332.00%

Rajasthan State Govt - 2028 - Rajasthan

IN2920180030

293.00%

Rajasthan State Govt - 2028 - Rajasthan

IN2920180030

284.00%

Maharashtra State Govt - 2028 - Maharashtra

IN2220200116

282.00%

Maharashtra State Govt - 2028 - Maharashtra

IN2220200116

274.00%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

INE261F08AD8

194.00%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

INE261F08AD8

187.00%

Power Finance Corporation Ltd.**

INE134E08JI0

186.00%

Power Finance Corporation Ltd.**

INE134E08JI0

179.00%

Uttar Pradesh State Govt - 2028 - Uttar Pradesh

IN3320180026

177.00%

REC LTD**

INE020B08EA5

172.00%

Uttar Pradesh State Govt - 2028 - Uttar Pradesh

IN3320180026

171.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120170144

167.00%

REC LTD

INE020B08EA5

166.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120170128

164.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120170144

162.00%

Tamil Nadu State Govt - 2028 - Tamil Nadu

IN3120170128

159.00%

Gujarat State Govt - 2028 - Gujarat

IN1520170185

155.00%

REC LTD

INE020B08FR6

134.00%

REC LTD**

INE020B08FR6

129.00%

Rajasthan State Govt - 2028 - Rajasthan

IN2920180121

118.00%

Rajasthan State Govt - 2028 - Rajasthan

IN2920170155

117.00%

Rajasthan State Govt - 2028 - Rajasthan

IN2920180121

115.00%

Rajasthan State Govt - 2028 - Rajasthan

IN2920170155

114.00%

Gujarat State Govt - 2028 - Gujarat

IN1520180036

108.00%

Gujarat State Govt - 2028 - Gujarat

IN1520180036

104.00%

REC LTD**

INE020B08EK4

95.00%

REC LTD**

INE020B08EK4

92.00%

Karnataka State Govt - 2027 - Karnataka

IN1920170132

88.00%

Karnataka State Govt - 2027 - Karnataka

IN1920170132

86.00%

Karnataka State Govt - 2028 - Karnataka

IN1920170157

83.00%

Performance Comparison

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Investment Objective

Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund Regular Plan - Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.

About This Fund

Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund Regular Plan - Growth is a Debt Index Tmif mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹545 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index. The current expense ratio is 0.40%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Cost-conscious investors who prefer passive investing with low expense ratios
  • SIP investors who can benefit from rupee cost averaging during market fluctuations