LIC MF Flexi Cap Fund · Regular · Growth
NAV
₹106.4566
as of 13 Nov 2026
Expense Ratio
2.90%
AUM
₹1,086 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.65%
- 3Y
- +11.21%
- 5Y
- +8.87%
- Since Inception
- +7.24%
SIP returns (XIRR)
- 1Y
- +12.95%
- 3Y
- +7.75%
- 5Y
- +10.66%
- Since Inception
- +10.18%
Returns calculated from 07 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,64,203 today — ₹6,00,000 invested, 11.2% XIRR.
₹6,00,000
Invested
₹10,64,203
Value today
11.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,70,279 today (10.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹16,38,591.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,64,203 in this fund vs ₹11,99,859 in the benchmark — underperformance of ₹1,35,656.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,09,376 today (3.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.26
Sharpe Ratio
+0.06
Alpha
1.01
Beta
0.24
Sortino
14.61%
Std Dev
-16.99%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks12.14%
- Auto Components10.57%
- Chemicals & Petrochemicals10.57%
- Pharmaceuticals & Biotechnology10.08%
- Finance7.22%
- Electrical Equipment6.53%
- IT - Software4.59%
- Retailing3.36%
- Transport Services3.13%
- Automobiles3.10%
- Construction3.04%
- Capital Markets3.01%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.4.64%
- 2Solar Industries India Ltd.4.27%
- 3Samvardhana Motherson International Ltd.3.52%
- 4Navin Fluorine International Ltd.3.50%
- 5Eternal Ltd.3.36%
- 6Interglobe Aviation Ltd.3.13%
- 7Neuland Laboratories Ltd.3.11%
- 8Larsen & Toubro Ltd.3.04%
- 9360 One Wam Ltd.3.01%
- 10Indusind Bank Ltd.2.98%
What this fund does
LIC MF Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
LIC MF Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹1,086 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.90%.