LIC MF Flexi Cap Fund · Regular · Growth
NAV
₹104.9429
as of 31 Jul 2026
Expense Ratio
2.32%
AUM
₹988 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.81%
- 3Y
- +11.41%
- 5Y
- +10.83%
- Since Inception
- +7.26%
SIP returns (XIRR)
- 1Y
- +12.23%
- 3Y
- +8.90%
- 5Y
- +11.12%
- Since Inception
- +10.24%
Returns calculated from 07 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,68,073 today — ₹5,95,000 invested, 11.4% XIRR.
₹5,95,000
Invested
₹10,68,073
Value today
11.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,64,218 today (10.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹15,74,107.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,68,073 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹1,49,334.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,04,977 today (3.05×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.13
Sharpe Ratio
+0.03
Alpha
0.31
Beta
0.12
Sortino
16.25%
Std Dev
-16.99%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks15.79%
- Chemicals & Petrochemicals8.44%
- Electrical Equipment8.30%
- Pharmaceuticals & Biotechnology7.79%
- Auto Components6.95%
- Finance6.45%
- IT - Software4.13%
- Automobiles3.97%
- Transport Services3.32%
- Construction3.30%
- Healthcare Services3.26%
- Telecom - Services2.74%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.4.76%
- 2Axis Bank Ltd.3.99%
- 3Solar Industries India Ltd.3.73%
- 4Interglobe Aviation Ltd.3.32%
- 5Larsen & Toubro Ltd.3.30%
- 6Apollo Hospitals Enterprise Ltd.3.26%
- 7Navin Fluorine International Ltd.3.21%
- 8Indusind Bank Ltd.3.02%
- 9Torrent Pharmaceuticals Ltd.2.95%
- 10Samvardhana Motherson International Ltd.2.88%
Investment Objective
LIC MF Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
LIC MF Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹988 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.32%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations