LIC MF Gilt Fund-Regular Plan-Growth
₹58.6736
₹0.08 (+0.13%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹58.6736
₹0.08 (+0.13%)
29 May 2026
AMFI: 100317
Direct · Growth
₹₹65.0134
₹0.09 (+0.13%)
29 May 2026
AMFI: 120282
Regular · IDCW
₹₹21.9289
₹0.03 (+0.13%)
29 May 2026
AMFI: 100318
Direct · IDCW
₹₹18.7286
₹0.02 (+0.13%)
29 May 2026
AMFI: 120283
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,57,000
Invested
₹3,74,962
Value today
6.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,603
Value today
6.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,70,000
Withdrawn
₹18,53,339
Corpus left
+₹24,23,339 net gain — withdrew ₹15,70,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,32,178
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,32,178 — a 1.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹81,586
Regular plan
₹78,320
Direct earns ₹3,266 more on a ₹60K investment — 0.54% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-1.11
Sharpe Ratio
—
Alpha
—
Beta
-1.08
Sortino
4.33%
Std Dev
-6.16%
Max Drawdown
Portfolio Holdings
Top 5 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
7.3% Government of India IN0020230051 | 33.44% |
6.68% Government of India IN0020250042 | 21.62% |
7.34% Government of India IN0020240035 | 21.53% |
7.24% Government of India IN0020250075 | 10.93% |
6.9% Government of India IN0020250018 | 10.20% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
LIC MF Gilt Fund-Regular Plan-Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
LIC MF Gilt Fund-Regular Plan-Growth is a Gilt Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹44.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations