LIC MF Large Cap Fund · Regular · Growth
NAV
₹55.8741
as of 13 Nov 2026
Expense Ratio
2.46%
AUM
₹1,367 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.29%
- 3Y
- +9.32%
- 5Y
- +5.43%
- Since Inception
- +13.12%
SIP returns (XIRR)
- 1Y
- +8.14%
- 3Y
- +4.05%
- 5Y
- +6.90%
- Since Inception
- +10.37%
Returns calculated from 07 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,83,522 today — ₹6,00,000 invested, 9.7% XIRR.
₹6,00,000
Invested
₹9,83,522
Value today
9.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,82,349 today (10.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹18,39,971.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹9,83,522 in this fund vs ₹11,20,177 in the benchmark — underperformance of ₹1,36,655.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹2,74,229 today (2.74×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.42
Sharpe Ratio
-0.03
Alpha
0.99
Beta
-0.42
Sortino
13.17%
Std Dev
-16.44%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks24.67%
- Automobiles8.24%
- Retailing6.95%
- Finance6.61%
- Construction5.41%
- Telecom - Services4.44%
- Pharmaceuticals & Biotechnology4.40%
- Capital Markets3.49%
- Diversified FMCG3.13%
- Healthcare Services3.00%
- Ferrous Metals2.93%
- Insurance2.61%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.9.39%
- 2Hdfc Bank Ltd.6.22%
- 3Larsen & Toubro Ltd.5.41%
- 4Bharti Airtel Ltd.4.44%
- 5Axis Bank Ltd.4.10%
- 6State Bank Of India3.88%
- 7Eternal Ltd.3.59%
- 8Sbi Life Insurance Company Ltd.2.61%
- 9Bajaj Finance Ltd.2.55%
- 10Interglobe Aviation Ltd.2.54%
What this fund does
LIC MF Large Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. As with any equity fund, its value can fall sharply in a market downturn.
About This Fund
LIC MF Large Cap Fund · Regular · Growth is a Large Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹1,367 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 100 TRI. The current expense ratio is 2.46%.