LIC MF Large Cap Fund · Regular · Growth
NAV
₹54.1522
as of 31 Jul 2026
Expense Ratio
2.42%
AUM
₹1,344 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.59%
- 3Y
- +7.75%
- 5Y
- +7.84%
- Since Inception
- +13.14%
SIP returns (XIRR)
- 1Y
- -1.09%
- 3Y
- +3.49%
- 5Y
- +6.37%
- Since Inception
- +10.35%
Returns calculated from 07 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,70,557 today — ₹5,95,000 invested, 9.6% XIRR.
₹5,95,000
Invested
₹9,70,557
Value today
9.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,56,142 today (9.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹15,90,860.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹9,70,557 in this fund vs ₹11,21,460 in the benchmark — underperformance of ₹1,50,903.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹2,65,778 today (2.66×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.26
Sharpe Ratio
-0.05
Alpha
0.01
Beta
-0.26
Sortino
13.84%
Std Dev
-16.44%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks26.53%
- Automobiles6.12%
- Construction5.70%
- Finance5.28%
- Retailing4.87%
- Telecom - Services4.47%
- Diversified FMCG4.36%
- Transport Services3.51%
- Pharmaceuticals & Biotechnology3.30%
- Aerospace & Defense3.14%
- Consumer Durables3.02%
- Cement & Cement Products2.89%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.9.34%
- 2Hdfc Bank Ltd.8.14%
- 3Larsen & Toubro Ltd.5.70%
- 4Bharti Airtel Ltd.4.47%
- 5Axis Bank Ltd.4.08%
- 6State Bank Of India3.97%
- 7Interglobe Aviation Ltd.3.51%
- 8Tata Motors Passenger Vehicles Ltd.2.71%
- 9Eternal Ltd.2.60%
- 10Sbi Life Insurance Company Ltd.2.60%
Investment Objective
LIC MF Large Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. The fund seeks to provide investors with relatively stable equity returns through exposure to well-established businesses with proven track records.
About This Fund
LIC MF Large Cap Fund · Regular · Growth is a Large Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹1,344 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 100 TRI. The current expense ratio is 2.42%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations