LIC MF Liquid Fund-Regular Plan-Growth
₹4983.8814
₹1.75 (+0.04%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹4983.8814
₹1.75 (+0.04%)
31 May 2026
AMFI: 101185
Direct · Growth
₹₹5059.7124
₹1.79 (+0.04%)
31 May 2026
AMFI: 120249
Regular · IDCW
₹₹1000.1751
₹0.00 (+0.00%)
31 May 2026
AMFI: 101184
Direct · IDCW
₹₹1035.2975
₹0.00 (+0.00%)
31 May 2026
AMFI: 120248
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 21 January 2013 onwards due to a structural change in the scheme on that date. Pre-2013 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,45,000
Invested
₹2,34,73,193
Value today
33.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,98,388
Value today
29.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹14,50,000
Withdrawn
₹26,36,56,210
Corpus left
+₹26,41,06,210 net gain — withdrew ₹14,50,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,39,962
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,39,962 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹82,893
Regular plan
₹82,346
Direct earns ₹547 more on a ₹60K investment — 0.09% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-15.22
Sharpe Ratio
—
Alpha
—
Beta
-13.29
Sortino
0.14%
Std Dev
-0.01%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
8.05% NTPC Ltd. ** INE733E07KA6 | 1.59% |
7.42% National Housing Bank ** INE557F08FQ0 | 1.28% |
| Security | % NAV |
|---|---|
Canara Bank # INE476A16F03 | 3.18% |
National Bk for Agriculture & Rural Dev. ** INE261F14OZ0 | 2.54% |
Motilal Oswal Financial Services Ltd. ** INE338I14MI0 | 2.54% |
182 DAYS TBILL RED 08-05-2026 IN002025Y321 | 2.49% |
Canara Bank # INE476A16E79 | 2.39% |
91 DAYS TBILL RED 19-06-2026 IN002025X505 | 2.38% |
91 DAYS TBILL RED 23-07-2026 IN002026X032 | 2.26% |
Punjab National Bank ** # INE160A16UK9 | 2.23% |
182 DAYS TBILL RED 09-07-2026 IN002025Y404 | 2.22% |
Bank of Baroda ** # INE028A16KR4 | 2.07% |
91 DAYS TBILL RED 07-05-2026 IN002025X448 | 1.92% |
Bajaj Finance Ltd. ** INE296A14A32 | 1.92% |
Small Industries Development Bk of India ** INE556F14MB8 | 1.91% |
National Bk for Agriculture & Rural Dev. INE261F14PA0 | 1.90% |
Tata Capital Housing Finance Ltd. ** INE033L14OS6 | 1.90% |
NTPC Ltd. ** INE733E14BY1 | 1.89% |
Bank of Baroda ** # INE028A16KJ1 | 1.75% |
91 DAYS TBILL RED 22-05-2026 IN002025X463 | 1.59% |
HDFC Bank Ltd. # INE040A16GW7 | 1.59% |
Indian Bank # INE562A16PR1 | 1.59% |
Bank of Baroda ** # INE028A16LX0 | 1.59% |
Canara Bank ** # INE476A16I75 | 1.58% |
Reliance Jio Infocomm Ltd. ** INE110L14UO8 | 1.44% |
Tata Projects Ltd. ** INE725H14DT6 | 1.28% |
HDFC Bank Ltd. # INE040A16HP9 | 1.27% |
91 DAYS TBILL RED 16-07-2026 IN002026X024 | 1.27% |
HDFC Bank Ltd. ** # INE040A16IY9 | 1.27% |
HDFC Bank Ltd. ** # INE040A16IW3 | 1.27% |
HDFC Bank Ltd. ** # INE040A16HT1 | 1.27% |
Bank of Baroda ** # INE028A16LQ4 | 1.27% |
ICICI Securities Ltd. ** INE763G14G83 | 1.27% |
Godrej Housing Finance Ltd. ** INE02JD14799 | 1.27% |
Standard Chartered Capital Ltd. ** INE403G14TP6 | 1.27% |
National Bk for Agriculture & Rural Dev. INE261F14OV9 | 1.27% |
IGH Holdings Private Ltd. ** INE02FN14770 | 1.27% |
Bajaj Financial Securities Ltd. ** INE01C314FF3 | 1.26% |
HDFC Securities Ltd. ** INE700G14SL6 | 0.96% |
Reliance Retail Ventures Ltd. ** INE929O14EQ4 | 0.96% |
Kotak Mahindra Bank Ltd. ** # INE237AD6059 | 0.96% |
Central Bank of India ** # INE483A16KG4 | 0.96% |
Indian Bank # INE562A16PZ4 | 0.95% |
Canara Bank ** # INE476A16F60 | 0.95% |
Kotak Mahindra Prime Ltd. ** INE916D145K4 | 0.95% |
ICICI Securities Ltd. ** INE763G14C04 | 0.95% |
L&T Finance Ltd. ** INE498L14EJ1 | 0.95% |
Network18 Media & Investments Ltd. ** INE870H14XB6 | 0.94% |
Mahindra Rural Housing Finance Ltd. ** INE950O14BW4 | 0.80% |
Canara Bank ** # INE476A16E20 | 0.79% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
LIC MF Liquid Fund-Regular Plan-Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
LIC MF Liquid Fund-Regular Plan-Growth is a Liquid mutual fund offered by LIC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹13,726 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.20%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations