LIC MF Small Cap Fund · Regular · Growth
NAV
₹35.1088
as of 13 Nov 2026
Expense Ratio
2.63%
AUM
₹797 Cr
Lumpsum returns (CAGR)
- 1Y
- +16.14%
- 3Y
- +16.13%
- 5Y
- +14.82%
- Since Inception
- +14.32%
SIP returns (XIRR)
- 1Y
- +26.41%
- 3Y
- +12.06%
- 5Y
- +15.73%
- Since Inception
- +18.23%
Returns calculated from 21 June 2017 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,38,784 today — ₹3,00,000 invested, 15.6% XIRR.
₹3,00,000
Invested
₹4,38,784
Value today
15.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,99,595 today (14.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹15,57,169.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,38,784 in this fund vs ₹4,26,038 in the benchmark — outperformance of ₹12,746.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,30,129 today (1.30×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.41
Sharpe Ratio
—
Alpha
—
Beta
0.39
Sortino
16.42%
Std Dev
-18.07%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Industrial Products15.70%
- Auto Components6.82%
- Electrical Equipment6.34%
- Pharmaceuticals & Biotechnology5.97%
- Banks5.25%
- Industrial Manufacturing5.07%
- Chemicals & Petrochemicals4.97%
- Food Products4.18%
- Agricultural, Commercial & Construction Vehicles3.93%
- Retailing3.66%
- Capital Markets3.37%
- Automobiles3.32%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Garware Hi-Tech Films Ltd.4.72%
- 2Manorama Industries Ltd.3.14%
- 3Avalon Technologies Ltd.3.06%
- 4Indo-Mim Ltd.3.04%
- 5Allied Blenders And Distillers Ltd.2.90%
- 6Navin Fluorine International Ltd.2.87%
- 7Neuland Laboratories Ltd.2.35%
- 8Sml Mahindra Ltd.2.32%
- 9Kirloskar Oil Engines Ltd.2.16%
- 10Brigade Enterprises Ltd.2.13%
What this fund does
LIC MF Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds carry wider price swings than large-cap and mid-cap funds.
About This Fund
LIC MF Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 9 years. It manages assets worth ₹797 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.63%.
Who Should Invest?
- •Small-cap stocks can swing sharply in both directions — the category is built for money that can stay invested for years