LIC MF Small Cap Fund · Regular · Growth
NAV
₹33.3898
as of 31 Jul 2026
Expense Ratio
2.39%
AUM
₹671 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.51%
- 3Y
- +16.49%
- 5Y
- +17.01%
- Since Inception
- +14.15%
SIP returns (XIRR)
- 1Y
- +21.24%
- 3Y
- +11.96%
- 5Y
- +15.57%
- Since Inception
- +18.18%
Returns calculated from 21 June 2017 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,27,776 today — ₹2,95,000 invested, 15.3% XIRR.
₹2,95,000
Invested
₹4,27,776
Value today
15.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹2,16,676 today (16.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹17,38,986.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,27,776 in this fund vs ₹4,33,740 in the benchmark — underperformance of ₹5,964.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,15,897 today (1.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.10
Sharpe Ratio
+0.01
Alpha
0.54
Beta
0.09
Sortino
19.22%
Std Dev
-18.07%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Industrial Products18.40%
- Electrical Equipment9.51%
- Auto Components8.11%
- Food Products6.10%
- Pharmaceuticals & Biotechnology5.80%
- Chemicals & Petrochemicals5.43%
- Banks4.71%
- Finance4.12%
- Capital Markets3.40%
- Automobiles3.05%
- Textiles & Apparels3.00%
- Beverages2.93%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Garware Hi-Tech Films Ltd.4.91%
- 2Avalon Technologies Ltd.3.95%
- 3Manorama Industries Ltd.3.17%
- 4Navin Fluorine International Ltd.3.03%
- 5Allied Blenders And Distillers Ltd.2.93%
- 6Kirloskar Oil Engines Ltd.2.51%
- 7Schneider Electric Infrastructure Ltd.2.44%
- 8Arvind Fashions Ltd.2.37%
- 9Ksh International Ltd.2.34%
- 10Tata Motors Passenger Vehicles Ltd.1.93%
Investment Objective
LIC MF Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds offer higher growth potential but also carry higher volatility and risk compared to large-cap and mid-cap funds.
About This Fund
LIC MF Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 9 years. It manages assets worth ₹671 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.39%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors who understand that small-cap stocks can be highly volatile and are willing to stay invested for the long term
- •SIP investors who can benefit from rupee cost averaging during market fluctuations