LIC MF Small Cap Fund · Regular · Growth
NAV
₹34.9000
as of 29 Sept 2026
Expense Ratio
2.64%
AUM
₹674 Cr
Lumpsum returns (CAGR)
- 1Y
- +16.33%
- 3Y
- +16.63%
- 5Y
- +16.21%
- Since Inception
- +14.45%
SIP returns (XIRR)
- 1Y
- +26.59%
- 3Y
- +12.99%
- 5Y
- +16.23%
- Since Inception
- +18.52%
Returns calculated from 21 June 2017 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Sept 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,46,220 today — ₹3,00,000 invested, 16.1% XIRR.
₹3,00,000
Invested
₹4,46,220
Value today
16.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹2,11,900 today (16.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2021 would still hold ₹16,72,784.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,46,220 in this fund vs ₹4,29,853 in the benchmark — outperformance of ₹16,367.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Sept 2021 – Sept 2026) (3 Jun 2024) would be ₹1,21,138 today (1.21×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.76
Sharpe Ratio
+0.11
Alpha
0.55
Beta
0.74
Sortino
16.85%
Std Dev
-18.07%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Industrial Products15.77%
- Electrical Equipment7.93%
- Auto Components7.26%
- Pharmaceuticals & Biotechnology5.86%
- Banks5.49%
- Chemicals & Petrochemicals5.33%
- Food Products4.50%
- Automobiles3.89%
- Industrial Manufacturing3.83%
- Agricultural, Commercial & Construction Vehicles3.40%
- Capital Markets3.14%
- Textiles & Apparels3.09%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with LIC MF Small Cap Fund-Direct Plan-IDCW
- 1Garware Hi-Tech Films Ltd.4.86%
- 2Avalon Technologies Ltd.4.14%
- 3Manorama Industries Ltd.3.24%
- 4Navin Fluorine International Ltd.3.06%
- 5Allied Blenders And Distillers Ltd.2.52%
- 6Brigade Enterprises Ltd.2.46%
- 7Ather Energy Ltd.2.37%
- 8Pricol Ltd.2.29%
- 9Oracle Financial Services Software Ltd.2.24%
- 10Kennametal India Ltd.2.19%
What this fund does
LIC MF Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds carry wider price swings than large-cap and mid-cap funds.
About This Fund
LIC MF Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 9 years. It manages assets worth ₹674 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.64%.
Who Should Invest?
- •Small-cap stocks can swing sharply in both directions — the category is built for money that can stay invested for years